828 Ditto Ln, Vine Grove, KY 40175 Property Records

Hardin County property record for 828 Ditto Ln, Vine Grove, KY 40175

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1996
Lot Size	2.26 acres (98,705 sqft)
Owner	Individual Name on File
Last Sale	$85,900 (Jul 2009)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178-00-00-036.23`

Property Details

APN / Parcel Number

Primary APN	`178-00-00-036.23`
Alternative APNs	`0011207` `011207`

Interior

Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	98,705 sqft (2.26 acres)

Location & Zoning

Account Number	011207
Street Address	828 DITTO LN
City	VINE GROVE
State	KY
Zip	40175-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOBBS EST 23 (2+AC)&HSE(M-R/E)
Legal Subdivision	HOBBS EST
Jurisdiction	MEADE KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2001
Census Tract	800

Owner

828 Ditto Ln is owned and occupied by an individual who bought it in July 2009.

Source: Hardin County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	828 DITTO LN, VINE GROVE, KY 40175-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2009 · Amount on File
Deed Sale	Jul 14, 2009 · Amount on File
Deed Document Number	2009651274
Deed Book / Page	552 / 513
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	828 DITTO LN, VINE GROVE, KY 40175-9484
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1033/258
Date	Jan 27, 2022
Book Page	M1033/258
Instrument	255233

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 828 Ditto Ln was $1,254.

Source: Hardin County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00	$111,700 (-)	$111,700 (-)
2024	$1,254.00 (-3.09%)	$111,700 (-)	$111,700 (-)
2023	$1,294.00 (+29.4%)	$111,700 (+30.03%)	$111,700 (+30.03%)
2022	$1,000.00	$85,900	$85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 Ditto Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Ditto Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20