828 Discovery Way, Eastsound, WA 98245 Property Records

San Juan County property record for 828 Discovery Way, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,091 sqft · built 1992
Lot Size	1.73 acres (75,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Aug 2020)
Tax Bill	$10,251 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`173051-069-000`

Property Details

APN / Parcel Number

Primary APN	`173051-069-000`
Alternative APN	`4763`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,091 sqft Living Area
Gross Area	3,767 sqft
1st Floor Area	2,003 sqft
Basement Area	676 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	75,607 sqft (1.73 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	424 sqft
Patio Area	206 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water
Sewer	Septic

Location & Zoning

Account Number	4763
Street Address	828 DISCOVERY WAY
City	EASTSOUND
State	WA
Zip	98245-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSARIO HIGHLANDS NO 3 - LOT 69, VOL. 4 PG. 7-7B TGW VIEW ESMT OVER PR LOT 68 SEC 30, T 37N, R 1W
Legal Range	01W
Legal Township	37N
Legal Section	30
Legal Subdivision	ROSARIO HIGHLANDS NO 3
Legal Lot Number	69,68
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	3
Census Block	3037
Census Tract	960101

Owner

Source: San Juan County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL BANK
Mar 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK
Mar 15, 2022	Intrafamily Transfer, Transfer
Mar 15, 2022	Intrafamily Transfer, Transfer
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Nov 7, 2008 · Amount on Record
Deed Document Number	202046
Last Transfer Date	Mar 17, 2022
Transfer Doc	0000000008
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE/DAYTON, CHICAGO TITLE FRIDAY HARBOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000909001
Date	Sep 9, 2022
Instrument	2022-0909001

Lender

Name	WASHINGTON FEDERAL BANK
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JUAN WA
Recording Date	Mar 22, 2022
Property Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Document Number	0000322008
Map Reference	VOL 4 PG 7,7A&7B
Instrument Date	Mar 17, 2022
Instrument	2022-0322008
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512

Mortgage

Document Number	0000322009
Date	Mar 22, 2022
Instrument	2022-0322009

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JUAN WA
Recording Date	Mar 15, 2022
Property Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Document Number	0000315011
Map Reference	VOL 4 PG 7,7A&7B
Instrument Date	Mar 15, 2022
Instrument	2022-0315011
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JUAN WA
Recording Date	Mar 15, 2022
Property Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Document Number	0000315012
Map Reference	VOL 4 PG 7,7A&7B
Instrument Date	Mar 15, 2022
Instrument	2022-0315012
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Aug 18, 2020
Property Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Document Number	0000818046
Map Reference	VOL 7&7A-7B
Instrument Date	Aug 10, 2020
Instrument	2020-0818046
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1394, EASTSOUND, WA 98245-1394

Mortgage

Document Number	0000818047
Date	Aug 18, 2020
Instrument	2020-0818047

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JUAN WA
Recording Date	Sep 20, 2017
Property Address	828 DISCOVERY WAY, EASTSOUND, WA 98245-8512
Document Number	0000920034
Instrument Date	Aug 15, 2017
Instrument	920034
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	828 DISCOVERY WAY EASTSOUND WA 982458512, EASTSOUND, WA 98245-8512

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,251.00 (+27.22%)	$1,711,520 (+26.1%) Land $226,440 Building $1,485,080	$1,711,520 (+26.1%) Land $226,440 Building $1,485,080
2023	$8,058.00
2022		$1,357,280 Land $204,000 Building $1,153,280	$1,357,280 Land $204,000 Building $1,153,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rock Island Communications Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Orcas Online.

Cell Coverage

5G and 4G LTE (outdoors only)

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