828 Craig Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 828 Craig Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,599 sqft · built 1977
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Jan 2022 Refinance May 2021 Refinance + 1 more
APN	`34E*25`

Property Details

APN / Parcel Number

Primary APN	`34E*25`
Alternative APN	`251502560`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,599 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	251502560
Street Address	828 CRAIG DR
City	SUFFOLK
State	VA
Zip	23434-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.25,WEST HAVEN LAKES
Legal Subdivision	WESTHAVEN LAKES SD
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1016
Census Tract	75401

Owner

828 Craig Dr is owned and occupied by two individuals.

Source: Suffolk City records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	828 CRAIG DR, SUFFOLK, VA 23434-7542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWNE MORTGAGE
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK
Jan 4, 2017	Deed of Trust, Mortgage · ARM TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	828 CRAIG DR, SUFFOLK, VA 23434-7542
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001186
Date	Jan 25, 2022
Instrument	220001186

Lender

Name	NEWTOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.88%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	828 CRAIG DR, SUFFOLK, VA 23434-7542
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007702
Date	May 4, 2021
Instrument	210007702

Lender

Name	TOWNEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	419 Months
Due	Apr 28, 2056

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	828 CRAIG DR, SUFFOLK, VA 23434-7542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VA HOME TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000089
Date	Jan 4, 2017
Instrument	170000089

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.56%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 828 Craig Dr was $5,039, up 3.2% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$428,900 (+2.17%) Land $121,500 Building $307,400
2025	$5,039.00 (+3.17%)	$428,900 (+2.17%) Land $121,500 Building $307,400	$419,800 Land $121,500 Building $298,300
2024	$4,884.00 (+17.97%)	$419,800 (+10.5%) Land $121,500 Building $298,300
2023	$4,140.00	$379,900 Land $121,500 Building $258,400	$379,900 Land $121,500 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 828 Craig Dr; there have been 33 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	33 (1998–2022)
Claims Outside the SFHA	7 of 33
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Craig Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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