828 Covington Ave, San Marcos, CA 92078 Property Records

San Diego County property record for 828 Covington Ave, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,279 sqft · built 2004
Lot Size	2.38 acres (104,031 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jul 2018)
Tax Bill	$6,802 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-171-11-14`

Property Details

APN / Parcel Number

Primary APN	`222-171-11-14`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,279 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	104,031 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	828 COVINGTON AVE
City	SAN MARCOS
State	CA
Zip	92078-5375
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 2 US200PER DOC03-1342913&UND INT IN POR TR 014531
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014531
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20310

Owner

828 Covington Ave, a condominium, is owned and occupied by an individual who bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Mar 25, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Jul 12, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Jan 24, 2014 · Amount on File
Deed Document Number	2018284712
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000284711
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375

Mortgage

Document Number	0000234320
Date	Mar 25, 2021
Instrument	2021-0234320

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103985
Date	Mar 25, 2019
Instrument	2019-0103985

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323800
Date	Aug 5, 2019
Instrument	2019-0323800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Document Number	0000088272
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 COVINGTON AVE SAN MARCOS CA 920785375, SAN MARCOS, CA 92078-5375

Mortgage

Document Number	0000088272
Date	Feb 21, 2020
Instrument	88272

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2018
Property Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Document Number	0000284712
Map Reference	DOC2003-1342913
Instrument Date	Jun 7, 2018
Instrument	2018-0284712
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE SAN DIE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375

Mortgage

Document Number	0000284713
Date	Jul 12, 2018
Instrument	2018-0284713

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2018
Property Address	828 COVINGTON AVE, SAN MARCOS, CA 92078-5375
Document Number	0000284711
Instrument Date	Jun 1, 2018
Instrument	284711
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	670 INGLESIDE PL ESCONDIDO CA 920262752, ESCONDIDO, CA 92026-2752

Tax Assessment & Valuation

The 2025 property tax bill for 828 Covington Ave was $6,802 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,460 (+2%) Land $368,978 Building $171,482
2025	$6,802.00 Homeowner's exemption	$529,864 Land $361,744 Building $168,120
2023	$6,336.00 (+1.77%) Homeowner's exemption	$509,291 Land $347,698 Building $161,593
2022	$6,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 828 Covington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Covington Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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