828 Chester Park Dr, Duluth, MN 55812 Property Records

St. Louis County property record for 828 Chester Park Dr, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,602 sqft · built 1939
Lot Size	0.18 acres (7,868 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Aug 2024)
Tax Bill	$5,508 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3720-00860`

Property Details

APN / Parcel Number

Primary APN	`010-3720-00860`
Alternative APNs	`1087357` `1170118`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,602 sqft Gross Area
1st Floor Area	1,068 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,868 sqft (0.18 acres)
Garage Area	520 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	286 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1170118
Street Address	828 CHESTER PARK DR
City	DULUTH
State	MN
Zip	55812-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 08 BLOCK:006 SERIAL #
Legal Subdivision	PARK DRIVE DIVISION
Legal Block	6
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2018
Census Tract	15700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	828 CHESTER PARK DR, DULUTH, MN 55812-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional with PMI COMMUNITY BK/CAMERON
Apr 1, 2020	Warranty Deed, Transfer · Line of Credit COMMUNITY BK/CAMERON-GRANTSBUR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	20241082149
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	828 CHESTER PARK DR, DULUTH, MN 55812-1136
Document Number	00T1034277
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	828 CHESTER PARK DR DULUTH MN 558121136, DULUTH, MN 55812-1136

Mortgage

Document Number	00T1034277
Date	Dec 28, 2020
Instrument	T1034277

Lender

Name	COMMUNITY BK/CAMERON
Address	CAMERON, WI 54822-0457

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 1, 2020
Property Address	828 CHESTER PARK DR, DULUTH, MN 55812-1136
Document Number	00T1021924
Instrument Date	Mar 17, 2020
Instrument	T1021924
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	828 CHESTER PARK DR DULUTH MN 558121136, DULUTH, MN 55812-1136

Mortgage

Document Number	T1021925
Date	Apr 1, 2020
Instrument	T1021925

Lender

Name	COMMUNITY BK/CAMERON-GRANTSBUR
Type	Bank
Address	GRANTSBURG, WI 54840

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,508.00 (+29.05%) Homeowner's exemption
2025	$4,268.00 (+6.54%) Homeowner's exemption	$417,800 (+28.08%) Land $32,300 Building $385,500	$417,800 (+28.08%) Land $32,300 Building $385,500
2024	$4,006.00 (-21.36%)	$326,200 (+17.68%) Land $45,200 Building $281,000	$326,200 (+17.68%) Land $45,200 Building $281,000
2023	$5,094.00 Homeowner's exemption
2022		$277,200 (+17.71%) Land $42,800 Building $234,400	$277,200 (+17.71%) Land $42,800 Building $234,400
2021		$235,500 Land $36,400 Building $199,100	$235,500 Land $36,400 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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