828 Avalon Rd, Waterville, OH 43566 Property Records

Lucas County property record for 828 Avalon Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1955
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,500 (Sep 2002)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-12481`

Property Details

APN / Parcel Number

Primary APN	`96-12481`
Alternative APN	`46036009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,057 sqft

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 AVALON RD
City	WATERVILLE
State	OH
Zip	43566-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	WILKSHIRE PLACE LOT 74
Legal Subdivision	WILKSHIRE PLACE
Legal Lot Number	74
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1015
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 AVALON RD, WATERVILLE, OH 43566-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2002 · Amount on Record
Deed Sale	Sep 4, 2002 · Amount on Record
Deed Document Number	2107523
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	828 AVALON RD, WATERVILLE, OH 43566-1201
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 AVALON RD, WATERVILLE, OH 43566-1201

Mortgage

Document Number	0000024912
Date	Jun 2, 2022
Instrument	202206020024912

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	223 Months
Due	Jan 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	828 AVALON RD, WATERVILLE, OH 43566-1201
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013957
Date	Mar 19, 2021
Instrument	202103190013957

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 2, 2026

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (+5.03%)	$54,950 (-) Land $14,560 Building $40,390
2024	$2,662.00 (-2.99%)	$54,950 (+9.33%) Land $14,560 Building $40,390	$157,000 (+9.33%) Land $41,600 Building $115,400
2023	$2,744.00 (-0.97%)	$50,260 (-) Land $12,740 Building $37,520
2022	$2,771.00 Homeowner's exemption	$50,260 Land $12,740 Building $37,520
2021			$143,600 Land $36,400 Building $107,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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