828 Aster Ct, Richmond, KY 40475 Property Records

Madison County property record for 828 Aster Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,711 sqft
Lot Size	0.247 acres (10,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Jun 2022)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002D-0294`

Property Details

APN / Parcel Number

Primary APN	`0068-002D-0294`
Alternative APNs	`103652` `140931` `71050`

Interior

Stories	2 Stories
Building Area	1,711 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	10,790 sqft (0.247 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	71050
Street Address	828 ASTER CT
City	RICHMOND
State	KY
Zip	40475-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON RIDGE LOT 294 PH 11A
Legal Subdivision	HAMPTON RIDGE
Legal Phase	11A
Legal Block	2
Legal Lot Number	294
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1019
Census Tract	10301

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 ASTER CT, RICHMOND, KY 40475-8171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 16, 2021	Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Jul 23, 2020	Deed, Transfer · VA Mortgage US BANK NA
Jun 16, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202214097142
Deed Book / Page	825 / 92
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	0D0597/163
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 22, 2022
Property Address	828 ASTER CT, RICHMOND, KY 40475-8171
Document Number	000D825/92
Book / Page	D825 / 92
Map Reference	CAB 20 SL 138
Instrument Date	Jun 16, 2022
Instrument	2014097142
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 BLOOR STREET WEST ON M8X 2X9 #440440, 3250, TORONTO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 ASTER CT, RICHMOND, KY 40475-8171

Mortgage

Document Number	2014097145
Date	Jun 22, 2022
Instrument	2014097145

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 16, 2021
Property Address	828 ASTER CT, RICHMOND, KY 40475-8171
Document Number	D814/399
Book / Page	D814 / 399
Map Reference	CAB 20 SL 138
Instrument Date	Nov 12, 2021
Instrument	2014064171
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2013 PLANTERS CT, 2013, LEXINGTON, KY 40514-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 ASTER CT, RICHMOND, KY 40475-8171

Mortgage

Document Number	2014064172
Date	Nov 16, 2021
Instrument	2014064172

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0M2110/504
Date	Nov 16, 2021
Book Page	M2110/504
Instrument	2014064173

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Dec 1, 2031

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 23, 2020
Property Address	828 ASTER CT, RICHMOND, KY 40475-8171
Document Number	D00791/112
Book / Page	D00791 / 112
Map Reference	CAB 20 SL 138
Instrument Date	Jul 17, 2020
Instrument	2014016305
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LANDTITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 GENERAL CRUFT DR, 500, RICHMOND, KY 40475-7520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 ASTER CT, RICHMOND, KY 40475-8171

Mortgage

Document Number	2014016306
Date	Jul 23, 2020
Instrument	2014016306

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2020
Property Address	828 ASTER CT, RICHMOND, KY 40475-8171
Document Number	D00789/244
Book / Page	D00789 / 244
Map Reference	CAB 201 SL 138
Instrument Date	Jun 10, 2020
Instrument	2014014009
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 ERIC DR, 211, RICHMOND, KY 40475-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	828 ASTER CT, RICHMOND, KY 40475-8171

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 (-2.8%)	$239,000 (-)	$239,000 (-)
2023	$2,318.00 (+13.46%)	$239,000 (+13.81%)	$239,000 (+13.81%)
2022	$2,043.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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