828 3rd St E, Zolfo Springs, FL 33890 Property Records

Hardee County property record for 828 3rd St E, Zolfo Springs, FL 33890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,247 sqft · built 1975
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2001)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-34-25-0000-01940-0000`

Property Details

APN / Parcel Number

Primary APN	`26-34-25-0000-01940-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,247 sqft Heated Area
Gross Area	1,668 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	168 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	380 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	828 3RD ST E
City	ZOLFO SPRINGS
State	FL
Zip	33890-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	.27 AC COM AT NE COR OF W1/2 OF SE1/4 OF NW1/2 S 30 FT W 135 FT S 85W 140.40 FT FOR POB S 85W 70.20 FT S 165 FT E 70 FT N 170
Legal Range	25E
Legal Township	34S
Legal Section	26
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	3
Census Block	3066
Census Tract	970101

Owner

828 3rd St E is owned by an individual who bought it in April 2001.

Source: Hardee County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	915 N 6TH AVE, WAUCHULA, FL 33873-2006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2001 · Amount on File
Deed Sale	Apr 26, 2001 · Amount on File
Deed Document Number	0000608470
Record Updated	Jun 8, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	828 3RD ST E, ZOLFO SPRINGS, FL 33890-3814
Document Number	0025001408
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 E MAIN ST #3B WAUCHULA FL 338732429, 3B, WAUCHULA, FL 33873-2429

Mortgage

Document Number	0025001408
Date	Mar 9, 2018
Instrument	25001408

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 8, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 828 3rd St E was $3,219, up 7.6% from the year before.

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Municipality	Zolfo Springs Town
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (+7.55%)	$166,177 (+10.56%) Land $14,700 Building $151,477	$166,177 (+10.56%) Land $14,700 Building $151,477
2024	$2,993.00 (+9.27%)	$150,299 (+16.78%) Land $9,408 Building $140,891	$150,299 (+16.78%) Land $9,408 Building $140,891
2023	$2,739.00 (+11.61%)	$128,705 (+21.17%) Land $9,408 Building $119,297	$128,705 (+21.17%) Land $9,408 Building $119,297
2022	$2,454.00	$106,222 Land $4,704 Building $101,518	$106,222 Land $4,704 Building $101,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 3rd St E in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 3rd St E is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZOLFO SPRINGS WTP serves 2,062 people · EPA ID FL6250332
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Rapid Systems Fixed Wireless	100 / 20