828 2nd St, Henderson, KY 42420 Property Records

Henderson County property record for 828 2nd St, Henderson, KY 42420

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,038 sqft · built 1915
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$58,500 (Aug 2011)
Tax Bill$648 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN2-16-1-23

Property Details

APN / Parcel Number

Primary APN2-16-1-23
Alternative APN
  • 33048

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,038 sqft Finished Area

Exterior

Year BuiltBuilt 1915
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions200 ft deep x 50 ft wide
PorchPorch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number33048
Street Address828 2ND ST
CityHENDERSON
StateKY
Zip42420-3229
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRESIDENTIAL
Legal DescriptionDUPLEX
Legal Lot Number22
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1032
Census Tract20200

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1271 HUNTSPOINT WAY, HENDERSON, KY 42420-2560
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2011 · Amount on Record
Deed SaleAug 12, 2011 · Amount on Record
Prior SaleJun 8, 2010
Deed Document Number0000583767
Deed Book / Page583 / 767
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address828 2ND ST, HENDERSON, KY 42420-3229
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1277/888
DateDec 28, 2018
Book PageMT 1277/888
Instrument2018014210
Lender
NameFIELD & MAIN BANK
TypeBank
AddressHENDERSON, KY 42419
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term228 Months
DueDec 20, 2037

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$648.00 (-0.92%)$58,500 (-)$58,500 (-)
2023$654.00 (+0.93%)$58,500 (-)$58,500 (-)
2022$648.00$58,500$58,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2005)
Most Recent ClaimNov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon, Watch TV.

Nearby Properties on 2nd St

Nearby Streets

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