828 2nd Ave, Aurora, IL 60505 Property Records

Kane County property record for 828 2nd Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,045 sqft · built 1954
Lot Size	0.215 acres (9,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Sep 2026)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-131-015`

Property Details

APN / Parcel Number

Primary APN	`15-26-131-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,381 sqft (0.215 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 2ND AVE
City	AURORA
State	IL
Zip	60505-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYLVANUS TOWNS ADDN : LOT 13 BLK 1
Legal Subdivision	SYLVANUS TOWNS ADDN
Legal Block	1
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2013
Census Tract	853602

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 N CALHOUN ST, AURORA, IL 60505-3909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 6, 2022	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 6, 2017	Affidavit of Death, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND
Sep 6, 2017	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	202639474
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000018986
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2026
Property Address	828 2ND AVE, AURORA, IL 60505-3708
Document Number	0000039474
Instrument Date	Aug 28, 2026
Instrument	202639474
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,628.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 N CALHOUN ST, AURORA, IL 60505-3909

Mortgage

Document Number	0000039475,
Date	Sep 11, 2026
Instrument	202639475

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000039476,
Date	Sep 11, 2026
Instrument	202639476

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 6, 2022
Property Address	828 2ND AVE, AURORA, IL 60505-3708
Document Number	0000018986
Instrument Date	Feb 23, 2022
Instrument	2022K018986
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	828 2ND AVE, AURORA, IL 60505-3708

Mortgage

Document Number	0000018987
Date	Apr 6, 2022
Instrument	2022K018987

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	828 2ND AVE, AURORA, IL 60505-3708
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045782
Date	Jun 15, 2021
Instrument	2021K045782

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KANE IL
Recording Date	Sep 6, 2017
Property Address	828 2ND AVE, AURORA, IL 60505-3708
Document Number	0000046596
Instrument Date	Aug 15, 2017
Instrument	46596
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8935 VAN EMMON RD YORKVILLE IL 605609382, YORKVILLE, IL 60560-9382

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 6, 2017
Property Address	828 2ND AVE, AURORA, IL 60505-3708
Document Number	0000046597
Instrument Date	Aug 15, 2017
Instrument	46597
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 N VIEW ST AURORA IL 605062922, AURORA, IL 60506-2922

Mortgage

Document Number	46598
Date	Sep 6, 2017
Instrument	46598

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,591.00 (+15.44%) Homeowner's exemption	$78,304 (+9.39%) Land $9,981 Building $68,323	$235,006 (+9.39%) Land $29,955 Building $205,051
2024		$71,582 (+22.66%) Land $9,124 Building $62,458	$214,832 (+22.71%) Land $27,383 Building $187,449
2022	$3,977.00 (+1.95%) Homeowner's exemption	$58,356 (+7.41%) Land $7,438 Building $50,918	$175,068 (+7.41%) Land $22,314 Building $152,754
2021	$3,901.00 Homeowner's exemption	$54,330 Land $6,925 Building $47,405	$162,990 Land $20,775 Building $142,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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