828 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 828 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1939
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$2,086 (2026)
Deeds & Mortgages	Oct 2022 Transfer Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48370-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48370-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Width	84 ft Width
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	828 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 21 & 22 BLK 1 MCCLURE & WHITNEY'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 MCCLURE & WHITNEY'S ADD SECTION 14 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	MCCLURE WHITNEYS ADD
Legal Block	1
Legal Lot Number	21-22
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2059
Census Tract	301

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	930 SPRUCE DR, SAINT CLOUD, MN 56303-0716
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 26, 2022
Property Address	828 15TH AVE S, SAINT CLOUD, MN 56301-5227
Document Number	00A1643369
Instrument Date	Oct 20, 2022
Instrument	A1643369
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 SPRUCE DR, SAINT CLOUD, MN 56303-0715

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 10, 2017
Property Address	828 15TH AVE S, SAINT CLOUD, MN 56301-5227
Document Number	00A1499612
Instrument Date	Jun 30, 2017
Instrument	A1499612
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 15TH AVE S, SAINT CLOUD, MN 56301-5227

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,086.00 (+23%)	$147,600 (+5.28%) Land $35,000 Building $112,600	$147,600 (+5.28%) Land $35,000 Building $112,600
2025		$140,200 (+1.52%) Land $35,000 Building $105,200	$140,200 (+1.52%) Land $35,000 Building $105,200
2023	$1,696.00	$138,100 Land $35,000 Building $103,100	$138,100 Land $35,000 Building $103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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