82781 Larsen Dr, Indio, CA 92203 Property Records

Riverside County property record for 82781 Larsen Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 2014
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Feb 2026)
Tax Bill	$6,893 (2025)
Deeds & Mortgages	Sep 2026 Transfer Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`692-180-022`

Property Details

APN / Parcel Number

Primary APN	`692-180-022`
Alternative APN	`679820022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,091 sqft Living Area
Gross Area	2,589 sqft
1st Floor Area	2,091 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679820022
Street Address	82781 LARSEN DR
City	INDIO
State	CA
Zip	92203-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Description	.19 ACRES M/L IN LOT 22 MB 376/085 TR 30643-1
Legal Subdivision	TRACT NO 30643 1
Legal Tract	30643-1
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

Source: Riverside County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82781 LARSEN DR, INDIO, CA 92203-4016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 17, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	202656681
Last Transfer Date	Sep 22, 2026
Transfer Doc	0000299935
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 25, 2026
Property Address	82781 LARSEN DR, INDIO, CA 92203-4016
Document Number	0000299935
Instrument Date	Sep 22, 2026
Instrument	2026299935
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82781 LARSEN DR, INDIO, CA 92203-4016

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82781 LARSEN DR, INDIO, CA 92203-4016
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82781 LARSEN DR, INDIO, CA 92203-4016

Mortgage

Document Number	0000665709
Date	Nov 8, 2021
Instrument	2021-0665709

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2050

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82781 LARSEN DR, INDIO, CA 92203-4016
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82781 LARSEN DR, INDIO, CA 92203-4016

Mortgage

Document Number	0000081399
Date	Mar 19, 2025
Instrument	2025-0081399

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2065

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 24, 2026
Property Address	82781 LARSEN DR, INDIO, CA 92203-4016
Document Number	0000056681
Map Reference	MB 376 PG 85-94
Instrument Date	Nov 10, 2025
Instrument	2026-0056681
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82781 LARSEN DR, INDIO, CA 92203-4016

Mortgage

Document Number	0000056682
Date	Feb 24, 2026
Instrument	2026-0056682

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82781 LARSEN DR, INDIO, CA 92203-4016
Document Number	0000327877
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82781 LARSEN DR INDIO CA 922034016, INDIO, CA 92203-4016

Mortgage

Document Number	0000327877
Date	Jul 24, 2020
Instrument	327877

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	82781 LARSEN DR, INDIO, CA 92203-4016
Document Number	0000327876
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82781 LARSEN DR INDIO CA 922034016, INDIO, CA 92203-4016

Mortgage

Document Number	0000327876
Date	Jul 24, 2020
Instrument	327876

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,074 (+2%) Land $68,644 Building $276,430
2025	$6,893.00 (+4.49%) Homeowner's exemption	$338,309 (+4.04%) Land $67,299 Building $271,010
2024	$6,597.00 (+1.51%)
2023	$6,499.00 (+0.6%) Homeowner's exemption	$325,175 Land $64,687 Building $260,488
2022	$6,460.00
2021			$377,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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