8278 Riley Rd, Celina, OH 45822 Property Records

Mercer County property record for 8278 Riley Rd, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,748 sqft · built 1980
Lot Size	2.58 acres (112,515 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Apr 2018)
Tax Bill	$4,619 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-052300.0201`

Property Details

APN / Parcel Number

Primary APN	`06-052300.0201`
Alternative APN	`06-23-100-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,748 sqft Living Area
Basement Area	2,391 sqft
Unfinished Basement	2,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	112,515 sqft (2.58 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8278 RILEY RD
City	CELINA
State	OH
Zip	45822-9377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW RTS: 003-05-23
Jurisdiction	MERCER OH
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1064
Census Tract	967300

Owner

8278 Riley Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8278 RILEY RD, CELINA, OH 45822-9377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit HONDA FCU
Apr 11, 2018	Survivorship Deed, Transfer · Line of Credit HONDA FCU
Aug 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	20181616
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	0000001668
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	8278 RILEY RD, CELINA, OH 45822-9377
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005835
Date	Dec 13, 2022
Instrument	202200005835

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	340 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Apr 11, 2018
Property Address	8278 RILEY RD, CELINA, OH 45822-9377
Document Number	201800001616
Instrument Date	Apr 9, 2018
Instrument	201800001616
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8278 RILEY RD, CELINA, OH 45822-9377

Mortgage

Document Number	201800001617
Date	Apr 11, 2018
Instrument	201800001617

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Aug 23, 2017
Property Address	8278 RILEY RD, CELINA, OH 45822-9377
Document Number	201700003962
Instrument Date	Aug 21, 2017
Instrument	201700003962
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 LAKETREE CT, CELINA, OH 45822-8883

Tax Assessment & Valuation

The 2025 property tax bill for 8278 Riley Rd was $4,619.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Center Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,619.00	$115,930 (-) Land $10,960 Building $104,970
2024	$4,619.00 (+0.24%)	$115,930 (-) Land $10,960 Building $104,970
2023	$4,608.00 (+25.66%)	$115,930 (+46.04%) Land $10,960 Building $104,970	$331,200 Land $31,300 Building $299,900
2022	$3,667.00	$79,380 Land $10,500 Building $68,880
2020			$226,800 Land $30,000 Building $196,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8278 Riley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8278 Riley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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