St. Clair County property record for 8277 Morrow Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,636 sqft · built 2018 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,515 (Nov 2019) |
| Tax Bill | $5,805 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-029-3017-150 |
| Primary APN | 74-14-029-3017-150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,636 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 86,684 sqft (1.99 acres) |
| Lot Dimensions | 650 ft deep x 152 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8277 MORROW RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG N 0D 52M 30S E 2766.61' FROM S 1/4 COR, TH N 0D 52M 30S E 152.50', TH S 82D 18M 58S E 653.41', TH S 0D 44M 37S W 114.58', |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 29 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8277 MORROW RD, CLAY, MI 48001-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Nov 20, 2019 | Warranty Deed, Subdivision Related Transfer GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 201924449 |
| Deed Book / Page | 5122 / 341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8277 MORROW RD, CLAY, MI 48001-3218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Title Company | NOT AVAILABLE, AEG |
| Name | Verified Name |
|---|---|
| Address | 8277 MORROW RD, CLAY, MI 48001-3218 |
| Document Number | 0005595869 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 5595/869 |
| Instrument | 2023001802 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8277 MORROW RD, CLAY, MI 48001-3218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8277 MORROW RD, CLAY, MI 48001-3218 |
| Document Number | 0005435728 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 5435/728 |
| Instrument | 2021029301 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 20, 2019 |
| Property Address | 8277 MORROW RD, CLAY, MI 48001-3218 |
| Document Number | 0051220341 |
| Book / Page | 005122 / 000341 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | HURON TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21990 JURICNY DR MACOMB MI 480424631, MACOMB, MI 48042-4631 |
| Document Number | 51220343 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 005122/000343 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,400 (+6.66%) | $496,800 (+6.66%) | |
| 2025 | $5,805.00 (+1.81%) Homeowner's exemption | $232,900 (+31.14%) | |
| 2024 | $5,702.00 (+9.4%) | $465,800 (+31.14%) | |
| 2023 | $177,600 | ||
| 2022 | $5,212.00 | $355,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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