8276 95th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8276 95th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1996
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2023)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-34-00004-0040-00014.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-34-00004-0040-00014.0`
Alternative APN	`29955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	450 sqft
Porch	Open Porch
Porch Area	270 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	29955
Street Address	8276 95TH AVE
City	VERO BEACH
State	FL
Zip	32967-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT E BLK D LOT 14 PBI 5-51
Legal Range	38
Legal Township	31
Legal Section	34
Legal Subdivision	VERO LAKE ESTATES UNIT E
Legal Block	D
Legal Lot Number	14
Legal Unit	E
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1001
Census Tract	50903

Owner

8276 95th Ave is owned and occupied by an individual who bought it in August 2023.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	8276 95TH AVE, VERO BEACH, FL 32967-3821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 6, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	0036432200
Deed Book / Page	3643 / 2200
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 16, 2023
Property Address	8276 95TH AVE, VERO BEACH, FL 32967-3821
Document Number	0036432200
Book / Page	3643 / 2200
Map Reference	MB 5 PG 51
Instrument Date	Aug 16, 2023
Instrument	3120230041782
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SPRING VALLEY RD # RD18-I, RD18-I, BURLINGTON, MA 01803-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8276 95TH AVE, VERO BEACH, FL 32967-3821

Mortgage

Document Number	3120230041783
Date	Aug 16, 2023
Instrument	3120230041783

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 27, 2020
Property Address	8276 95TH AVE, VERO BEACH, FL 32967-3821
Document Number	0032952062
Book / Page	3295 / 2062
Map Reference	MB 5 PG 51
Instrument Date	Apr 24, 2020
Instrument	3120200023361
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 SCHOOL RD APT 64, 403, INDIAN HARBOUR BEACH, FL 32937-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8276 95TH AVE, VERO BEACH, FL 32967-3821

Mortgage

Document Number	32952064
Date	Apr 27, 2020
Instrument	3295/2064

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8276 95TH AVE, VERO BEACH, FL 32967-3821
Document Number	0030691545
Book / Page	003069 / 001545
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8276 95TH AVE VERO BEACH FL 329673821, VERO BEACH, FL 32967-3821

Mortgage

Document Number	0030691545
Date	Nov 13, 2017
Book Page	003069/001545
Instrument	64887

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 8276 95th Ave was $3,589.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,589.00	$223,153 Land $36,411 Building $186,742	$223,153 Land $36,411 Building $186,742
2023	$2,059.00 (+3.16%)	$171,975 (+3%)	$234,788 (+12.21%) Land $29,895 Building $204,893
2022	$1,996.00	$166,966	$209,235 Land $24,529 Building $184,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8276 95th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8276 95th Ave is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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