8275 Fern Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 8275 Fern Ln, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.75 ba · 2,600 sqft · built 1999
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Nov 2017)
Tax Bill	$9,600 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-119-24-12-0008`

Property Details

APN / Parcel Number

Primary APN	`24-119-24-12-0008`

Interior

Bedrooms	3 Beds
Full Baths	4.75 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,134 sqft
1st Floor Area	1,292 sqft
2nd Floor Area	732 sqft
Basement Area	766 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	209,088 sqft
Lot Dimensions	53.9 ft deep x 25.2 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	218 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	8275 FERN LN
City	LORETTO
State	MN
Zip	55357-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 T SALEM WOODS 3RD ADDN IRREGULAR
Legal Range	24
Legal Township	119
Legal Section	24
Legal Quarter	12
Legal Subdivision	SALEM WOODS 3RD ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	1
Census Block	1017
Census Tract	27001

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8275 FERN LN, LORETTO, MN 55357-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDEX EMPS CREDIT ASSN
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Document Number	20175490459
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jun 2, 2026
Property Address	8275 FERN LN, LORETTO, MN 55357-9400
Document Number	0006204380
Instrument Date	May 4, 2026
Instrument	20266204380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8275 FERN LN, LORETTO, MN 55357-9400

Mortgage

Document Number	0006204380,
Date	Jun 2, 2026
Instrument	20266204380

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8275 FERN LN, LORETTO, MN 55357-9400
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05889922
Date	Oct 25, 2021
Instrument	T05889922

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8275 FERN LN, LORETTO, MN 55357-9400
Document Number	0005649202
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8275 FERN LN LORETTO MN 553579400, LORETTO, MN 55357-9400

Mortgage

Document Number	0005649202
Date	Sep 19, 2019
Instrument	5649202

Lender

Name	FEDEX EMPS CREDIT ASSN
Type	Funding / Finance Company
Address	MEMPHIS, TN 38132

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 18, 2024

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 8, 2017
Property Address	8275 FERN LN, LORETTO, MN 55357-9400
Document Number	0005490459
Instrument Date	Oct 12, 2017
Instrument	5490459
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,594.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8275 FERN LN LORETTO MN 553579400, LORETTO, MN 55357-9400

Mortgage

Document Number	5490460
Date	Nov 8, 2017
Instrument	5490460

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,600.00 (+8.78%)	$730,100 (+1.77%) Land $225,000 Building $505,100	$730,100 (+1.77%) Land $225,000 Building $505,100
2024	$8,825.00 (+3.7%)	$717,400 (+9.03%) Land $225,000 Building $492,400	$717,400 (+9.03%) Land $225,000 Building $492,400
2023	$8,510.00 Homeowner's exemption
2022		$658,000 Land $190,000 Building $468,000	$658,000 Land $190,000 Building $468,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Xfinity.

Nearby Properties on Fern Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures