8271 River Oaks Ct, Temperance, MI 48182 Property Records

Monroe County property record for 8271 River Oaks Ct, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.422 acres (18,420 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,016 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-653-033-00`

Property Details

APN / Parcel Number

Primary APN	`02-653-033-00`

Exterior

Lot Area	18,420 sqft (0.422 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8271 RIVER OAKS CT
City	TEMPERANCE
State	MI
Zip	48182-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT OAK CREEK PLAT 2 LOT #33.
Legal Subdivision	OAK CREEK
Legal Lot Number	33
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3016
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8271 RIVER OAKS CT, TEMPERANCE, MI 48182-8204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
May 3, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8271 RIVER OAKS CT, TEMPERANCE, MI 48182-8204
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8271 RIVER OAKS CT, TEMPERANCE, MI 48182-8204

Mortgage

Document Number	0000006908
Date	Apr 4, 2022
Instrument	2022R06908

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8271 RIVER OAKS CT, TEMPERANCE, MI 48182-8204
Document Number	0000013776
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8271 RIVER OAKS CT TEMPERANCE MI 481828204, TEMPERANCE, MI 48182-8204

Mortgage

Document Number	0000013776
Date	Jul 16, 2020
Instrument	13776

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	200 N SAINT CLAIR ST SUITE1600, TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	8271 RIVER OAKS CT, TEMPERANCE, MI 48182-8204
Document Number	0000012355
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8271 RIVER OAKS CT TEMPERANCE MI 481828204, TEMPERANCE, MI 48182-8204

Mortgage

Document Number	0000012355
Date	Jun 12, 2017
Instrument	12355

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,500 (+9.49%) Land $221,500	$443,000 (+9.49%) Land $443,000
2025	$5,016.00 (+12.01%) Homeowner's exemption	$202,300 (+16.67%) Land $202,300	$404,600 (+16.67%) Land $404,600
2023	$4,478.00 Homeowner's exemption	$173,400	$346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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