8271 Red Oak Rd, Gerald, MO 63037 Property Records

Franklin County property record for 8271 Red Oak Rd, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,895 sqft · built 2005
Lot Size	10.5 acres (457,380 sqft)
Owner	Individual Name on Record
Last Sale	$273,315 (Jul 2025)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-9-31.0-0-000-003.100`

Property Details

APN / Parcel Number

Primary APN	`24-9-31.0-0-000-003.100`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	457,380 sqft (10.5 acres)
Shed	1 Shed

Location & Zoning

Street Address	8271 RED OAK RD
City	GERALD
State	MO
Zip	63037-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT LOT 1 NW S OF RED OAK
Legal Range	3W
Legal Township	42N
Legal Section	31
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2050
Census Tract	800502

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8271 RED OAK RD, GERALD, MO 63037-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT
Jun 8, 2020	Deed of Trust, Mortgage LOW VA RATES LLC
Jun 27, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	202561
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0002508060
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	8271 RED OAK RD, GERALD, MO 63037-3101
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002119399
Date	Oct 13, 2021
Instrument	2119399

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	8271 RED OAK RD, GERALD, MO 63037-3101
Document Number	0000009025
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8271 RED OAK RD GERALD MO 630373101, GERALD, MO 63037-3101

Mortgage

Document Number	0000009025
Date	Jun 12, 2020
Instrument	9025

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 27, 2017
Property Address	8271 RED OAK RD, GERALD, MO 63037-3101
Document Number	0000009520
Instrument Date	Jun 23, 2017
Instrument	9520
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8271 RED OAK RD GERALD MO 630373101, GERALD, MO 63037-3101

Mortgage

Document Number	9521
Date	Jun 27, 2017
Instrument	9521

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,503.00 (+40.73%)	$27,453 (+26.12%)	$146,550 (+27.26%) Land $12,600 Building $133,950
2023	$1,068.00 (-15.91%)	$21,768	$115,160 Land $11,600 Building $103,560
2022	$1,270.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Sparklight DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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