82709 Concord Dr, Indio, CA 92203 Property Records

Riverside County property record for 82709 Concord Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 2015
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,701 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692-170-004`

Property Details

APN / Parcel Number

Primary APN	`692-170-004`
Alternative APN	`679830004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,091 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	2,091 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	82709 CONCORD DR
City	INDIO
State	CA
Zip	92203-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Description	.29 ACRES M/L IN LOT 31 MB 376/085 TR 30643-1
Legal Subdivision	TRACT NO 30643 1
Legal Tract	30643-1
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

Source: Riverside County assessment roll, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	82709 CONCORD DR, INDIO, CA 92203-4059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2016
Deed Sale	Sep 14, 2016
Prior Sale	Nov 25, 2015 · Amount on Record
Deed Document Number	2016397278
Prior Transfer Date	Sep 3, 2016
Prior Transfer Doc	0000397278
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 28, 2026
Property Address	82709 CONCORD DR, INDIO, CA 92203-4059
Document Number	0000234322
Instrument Date	Jul 1, 2026
Instrument	2026234322
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82709 CONCORD DR, INDIO, CA 92203-4059

Mortgage

Document Number	0000234322,
Date	Jul 28, 2026
Instrument	2026234322

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.48%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82709 CONCORD DR, INDIO, CA 92203-4059
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82709 CONCORD DR, INDIO, CA 92203-4059

Mortgage

Document Number	0000740608
Date	Dec 16, 2021
Instrument	2021-0740608

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,140 (+2%) Land $94,782 Building $284,358
2025	$7,701.00 (+6.24%)	$371,707 (+4.04%) Land $92,924 Building $278,783
2023	$7,249.00 (+2.74%)	$357,274 Land $89,316 Building $267,958
2022	$7,056.00
2021			$430,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: California Internet, Verizon.

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