8270 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8270 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,184 sqft · built 2000
Lot Size	0.629 acres (27,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jun 2018)
Tax Bill	$3,443 (2024)
Deeds & Mortgages	Oct 2019 Refinance Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-159`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-159`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,184 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	27,404 sqft
Garage Area	864 sqft

Location & Zoning

Street Address	8270 RIDGEWAY RD
City	PETOSKEY
State	MI
Zip	49770-8656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-1
Legal Description	SILVER CREEK CONDO, PLAN #180, UNIT 59. SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK CONDO
Legal Unit	59
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALLY BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 8, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 2, 2019	Warranty Deed, Transfer · Stand-Alone Refinance ALLY BANK
Jun 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Apr 13, 2000 · Amount on Record
Deed Document Number	20185157051
Deed Book / Page	1204 / 156
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001215/668
Date	Oct 2, 2019
Book Page	1215/668
Instrument	5168586

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656

Mortgage

Document Number	0000001229/0000000599
Date	Feb 1, 2021
Book Page	0000001229/0000000599
Instrument	5182567

Lender

Name	ALLY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001204/0000000157
Date	Jun 8, 2018
Book Page	0000001204/0000000157

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 2, 2019
Property Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656
Document Number	1215/667
Book / Page	1215 / 667
Instrument Date	Sep 27, 2019
Instrument	5168585
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LINDALE AVE, MACOMB, MI 48042

Mortgage

Document Number	1215/668
Date	Oct 2, 2019
Book Page	1215/668
Instrument	5168586

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 8, 2018
Property Address	8270 RIDGEWAY RD, PETOSKEY, MI 49770-8656
Document Number	1204/156
Book / Page	1204 / 156
Instrument Date	May 31, 2018
Instrument	000005157051
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 GLENCOE AVE, BROOKLYN, OH 44144-3223

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,500 (+39.72%) Land $206,500	$413,000 (+39.72%) Land $413,000
2024	$3,443.00
2023		$147,800 Land $147,800	$295,600 Land $295,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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