827 Windsor Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 827 Windsor Rd, Arnold, MD 21012 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,962 sqft · built 1975
Lot Size	0.316 acres (13,752 sqft)
Owner	2 Individual Names on File
Last Sale	$454,900 (Aug 2018)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-899-12084850`

Property Details

APN / Parcel Number

Primary APN	`03-899-12084850`
Alternative APNs	`3-899-12084850` `89912084850`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,731 sqft
1st Floor Area	1,122 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,752 sqft (0.316 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89912084850
Street Address	827 WINDSOR RD
City	ARNOLD
State	MD
Zip	21012-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 WINDSOR FOREST
Legal Subdivision	WINDSOR FOREST
Legal Block	1
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	731104

Owner

Source: Anne Arundel County records · APN 03-899-12084850

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 02, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 08, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Aug 14, 2018	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Book / Page	32390 / 347
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0219620392
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 01, 2026
Property Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Document Number	4239000240
Book / Page	42399 / 240
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Investor	Possibly a Property Investor

Mortgage

Document Number	4239000240,
Date	Jun 01, 2026
Book Page	42399/240

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0364310043
Date	Mar 26, 2021
Book Page	36431/43

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0394350035
Date	Feb 02, 2023
Book Page	39435/35

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Document Number	0340650024
Instrument Date	Jan 08, 2020
Transaction Type	Mortgage
Record Updated	Feb 05, 2020
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	827 WINDSOR RD ARNOLD MD 210121352, ARNOLD, MD 21012-1352

Mortgage

Document Number	0340650024
Date	Jan 13, 2020
Book Page	034065/000024

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 14, 2018
Property Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Document Number	0323900347
Book / Page	32390 / 347
Map Reference	MB24 FO16
Instrument Date	Aug 13, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,823.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	827 WINDSOR RD, ARNOLD, MD 21012-1352
Investor	Possibly a Property Investor

Mortgage

Document Number	0032390352
Date	Aug 14, 2018
Instrument	32390/352

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (+2.33%) Homeowner's exemption	$533,100 (+11.71%)	$605,300 (+21.79%) Land $244,200 Building $361,100
2024	$4,970.00 (+14.07%)
2023	$4,357.00 Homeowner's exemption	$477,200	$497,000 Land $244,200 Building $252,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 389 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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