827 Talbot Dr, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 827 Talbot Dr, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,448 sqft · built 2006
Lot Size	0.148 acres (6,465 sqft)
Owner	2 Trust Names on File
Last Sale	$1,315,000 (Dec 2020)
Tax Bill	$16,245 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`726-20-065`

Property Details

APN / Parcel Number

Primary APN	`726-20-065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
1st Floor Area	1,153 sqft
2nd Floor Area	1,295 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,465 sqft (0.148 acres)
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	827 TALBOT DR
City	MORGAN HILL
State	CA
Zip	95037-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9601 MORGAN LANE PHASE 4 BOOK 788 PAGE 38 PAGE 39 LOT 71
Legal Subdivision	MORGAN LANE PH 04
Legal Tract	9601
Legal Lot Number	71
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1013
Census Tract	512311

Owner

827 Talbot Dr is owner-occupied and held in a trust since December 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Intrafamily Transfer, Transfer
Dec 22, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 31, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	202024758527
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	0022996111
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 6, 2024
Property Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156
Document Number	0025595054
Map Reference	MB 788 PG 38&39
Instrument Date	Feb 2, 2024
Instrument	25595054
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 22, 2020
Property Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156
Document Number	0024758527
Map Reference	MB 788 PG 38&39
Instrument Date	Dec 10, 2020
Instrument	24758527
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156

Mortgage

Document Number	0024758528
Date	Dec 22, 2020
Instrument	24758528

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 31, 2017
Property Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156
Document Number	0023743155
Map Reference	MAP788 PG38&39
Instrument Date	Aug 2, 2017
Instrument	23743155
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE CO NORCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156

Mortgage

Document Number	0023743156
Date	Aug 31, 2017
Instrument	23743156

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	827 TALBOT DR, MORGAN HILL, CA 95037-3156
Document Number	0023655946
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18325 SAN CARLOS WAY MORGAN HILL CA 950372957, MORGAN HILL, CA 95037-2957

Mortgage

Document Number	0023655946
Date	May 23, 2017
Instrument	23655946

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 827 Talbot Dr was $16,245.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,451,863 (+2%) Land $798,470 Building $653,393
2025	$16,245.00	$1,423,396 Land $782,814 Building $640,582
2023	$15,658.00 (+1.71%) Homeowner's exemption	$1,368,125 Land $752,417 Building $615,708
2022	$15,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 827 Talbot Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Talbot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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