Polk County property record for 827 S 7th St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,900 (Oct 2018) |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00575-0000 |
| Primary APN | 146-00575-0000 |
|---|
| Lot Area | 13,939 sqft (0.319 acres) |
|---|
| Street Address | 827 S 7TH ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NE PT DESC V543/617 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 960200 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 827 S 7TH ST, LUCK, WI 54853-9028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on Record |
| Deed Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 866666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 827 S 7TH ST, LUCK, WI 54853-9028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 902914 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 902914 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Oct 19, 2018 |
| Property Address | 827 S 7TH ST, LUCK, WI 54853-9028 |
| Document Number | 0000866666 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 866666 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | NORTHWEST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 866667 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 866667 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,823.00 (+42.53%) Homeowner's exemption | $126,300 (+105.37%) Land $18,000 Building $108,300 | $129,600 (+23.19%) Land $18,470 Building $111,130 |
| 2023 | $1,279.00 Homeowner's exemption | $61,500 Land $12,000 Building $49,500 | $105,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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