827 Ridge Runner Dr, Fort Collins, CO 80524 Property Records

Larimer County property record for 827 Ridge Runner Dr, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on Record
Last Sale	$256,385 (Jul 2013)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87043-09-005`

Property Details

APN / Parcel Number

Primary APN	`87043-09-005`
Alternative APN	`R1632573`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1632573
Old Parcel Number	8704309005
Street Address	827 RIDGE RUNNER DR
City	FORT COLLINS
State	CO
Zip	80524-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 5, TRAIL HEAD FTC (20040123495)
Legal Range	68
Legal Township	07
Legal Section	04
Legal Quarter	SW
Legal Subdivision	TRAIL HEAD FTC (20040123495)
Legal Block	5
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1036
Census Tract	1307

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	827 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2013 · Amount on Record
Deed Sale	Jul 25, 2013 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	0000056700
Last Transfer Date	Dec 13, 2016
Transfer Doc	0000086259
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	827 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1343
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1343

Mortgage

Document Number	0000052382
Date	Aug 23, 2022
Instrument	20220052382

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	898 Months
Due	Jun 17, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Monthly
Max Rate	10.6%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (-7.51%)	$30,726 (-5.64%) Land $9,063 Building $21,663	$491,600 (+1.15%) Land $145,000 Building $346,600
2023	$2,636.00 (+15.66%)	$32,562 (+34.9%) Land $8,710 Building $23,852	$486,000 (+39.94%) Land $130,000 Building $356,000
2022	$2,279.00	$24,137 Land $6,540 Building $17,597	$347,300 Land $94,100 Building $253,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1988–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20