827 Ramsay St, Baltimore, MD 21230 Property Records

Baltimore City property record for 827 Ramsay St, Baltimore, MD 21230

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,456 sqft · built 2005
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Aug 2018)
Tax Bill$7,660 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2018 Sale & Mortgage
APN21-02-0284-087

Property Details

APN / Parcel Number

Primary APN21-02-0284-087
Alternative APNs
  • 020284 087
  • 0284-087

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,456 sqft Living Area
Gross Area2,656 sqft
1st Floor Area856 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number020284 087
Street Address827 RAMSAY ST
CityBALTIMORE
StateMD
Zip21230-2102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-8
Legal Description0.029 ACRES
Legal SubdivisionCAMDEN XING
Legal Block284
Legal Lot Number87
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group2
Census Block2006
Census Tract210100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pigtown Historic District
listed 2006 · 2,412 contributing resources · NRIS 06001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address827 RAMSAY ST, BALTIMORE, MD 21230-2102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Aug 15, 2018Grant Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Prior SaleNov 7, 2009 · Amount on Record
Deed Book / Page20414 / 243
Prior Transfer DateAug 11, 2016
Prior Transfer Doc0184370494
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address827 RAMSAY ST, BALTIMORE, MD 21230-2102
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0226750092
DateFeb 24, 2021
Book Page22675/92
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE CITY MD
Recording DateAug 15, 2018
Property Address827 RAMSAY ST, BALTIMORE, MD 21230-2102
Document Number0204140243
Book / Page020414 / 000243
Instrument DateJul 26, 2018
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyMID-ATLANTIC SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address827 RAMSAY ST BALTIMORE MD 212302102, BALTIMORE, MD 21230-2102

Mortgage

Document Number204140253
DateAug 15, 2018
Book Page020414/000253
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$382,267 (+10.48%)$400,400 (+15.72%) Land $130,000 Building $270,400
2024$7,660.00 (-5.1%)
2023$8,072.00 Homeowner's exemption$346,000 Land $130,000 Building $216,000$346,000 Land $130,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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