827 Plum St, Peru, IL 61354 Property Records

LaSalle County property record for 827 Plum St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,332 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-16-320-020`

Property Details

APN / Parcel Number

Primary APN	`17-16-320-020`
Alternative APN	`16-16-311-022`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,332 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	827 PLUM ST
City	PERU
State	IL
Zip	61354-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	URBANOWSKIS ADD, LT 27 & LT 28 (EX E4.5' OF LT 28) SEC 16-33-1
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	URBANOWSKIS ADD
Legal Block	10
Legal Lot Number	27-28
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1024
Census Tract	963200

Owner

827 Plum St is owned and occupied by an individual who acquired it in January 2008.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	827 PLUM ST, PERU, IL 61354-2742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 11, 2008
Transfer Doc	200801777
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	827 PLUM ST, PERU, IL 61354-2742
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202114331
Date	Sep 13, 2021
Instrument	2021-14331

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	827 PLUM ST, PERU, IL 61354-2742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202015732
Date	Oct 14, 2020
Instrument	2020-15732

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$60,408 (+6.08%) Land $10,715 Building $49,693	$181,224 (+6.08%) Land $32,145 Building $149,079
2024	$56,946 (+8.96%) Land $10,101 Building $46,845	$170,838 (+8.96%) Land $30,303 Building $140,535
2023	$52,263 Land $9,270 Building $42,993	$156,789 Land $27,810 Building $128,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Plum St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	43 (1979–2026)
Claims Outside the SFHA	15 of 43
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 5 claims Severe Storms & Flooding, Mar 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Plum St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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