Richmond City property record for 827 Pepper Ave, Richmond, VA 23226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,746 sqft · built 2008 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (Mar 2018) |
| Tax Bill | $14,772 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2021 Refinance + 1 more |
| APN | W-021-0158-026 |
| Primary APN | W-021-0158-026 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,746 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Upper Floors Area | 640 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | A-Frame |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 242 ft deep x 50 ft wide |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 827 PEPPER AVE |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 SINGLE |
| Legal Description | LPT38 PAR A; 0050.00X0242.50 0000.273 AC |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 50500 |
827 Pepper Ave is owned and occupied by two individuals who bought it in March 2018.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 827 PEPPER AVE, RICHMOND, VA 23226-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS BANK & TRUST COMPANY |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS BANK & TRUST COMPANY |
| Mar 26, 2018 | Warranty Deed, Transfer SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on File |
| Deed Sale | Mar 26, 2018 · Amount on File |
| Prior Sale | Mar 14, 2008 · Amount on File |
| Deed Document Number | 20185723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 827 PEPPER AVE, RICHMOND, VA 23226-2706 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000012350 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 210012350 |
| Name | FIRST CITIZENS BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 827 PEPPER AVE, RICHMOND, VA 23226-2706 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 12350 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 210012350 |
| Name | FIRST CITIZENS BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Mar 26, 2018 |
| Property Address | 827 PEPPER AVE, RICHMOND, VA 23226-2706 |
| Document Number | 0000005723 |
| Instrument Date | Mar 25, 2018 |
| Instrument | 5723 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $785.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 827 PEPPER AVE RICHMOND VA 232262706, RICHMOND, VA 23226-2706 |
| Document Number | 5724 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 5724 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 827 Pepper Ave was $14,772, up 14.2% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,772.00 (+14.19%) | $1,231,000 Land $135,000 Building $1,096,000 | $1,231,000 Land $135,000 Building $1,096,000 |
| 2025 | $12,936.00 | ||
| 2024 | $971,000 Land $129,000 Building $842,000 | ||
| 2023 | $971,000 Land $129,000 Building $842,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 827 Pepper Ave; there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 827 Pepper Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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