827 Park Bluff Cir, Elgin, IL 60120 Property Records

Cook County property record for 827 Park Bluff Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,294 sqft · built 2000
Lot Size	0.056 acres (2,444 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Mar 2001)
Tax Bill	$4,226 (2023)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-18-304-035`

Property Details

APN / Parcel Number

Primary APN	`06-18-304-035`
Alternative APN	`06-18-304-035-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,294 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,444 sqft (0.056 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	827 PARK BLUFF CIR
City	ELGIN
State	IL
Zip	60120-6835
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	PARK BLUFF
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2003
Census Tract	804405

Owner

827 Park Bluff Cir, a townhouse, is owned and occupied by an individual who bought it in March 2001.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	827 PARK BLUFF CIR, ELGIN, IL 60120-6835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2001 · Amount on File
Deed Sale	Mar 26, 2001 · Amount on File
Deed Document Number	200136142
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	827 PARK BLUFF CIR, ELGIN, IL 60120-6835
Document Number	1934546086
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835

Mortgage

Document Number	1934546086
Date	Dec 11, 2019
Instrument	34546086

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	827 PARK BLUFF CIR, ELGIN, IL 60120-6835
Document Number	1825619174
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835

Mortgage

Document Number	1825619174
Date	Sep 13, 2018
Instrument	25619174

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 Land $3,177 Building $21,823	$250,000 Land $31,770 Building $218,230
2023	$4,226.00 (+3.65%)
2022	$4,077.00 Homeowner's exemption	$17,998 Land $2,998 Building $15,000	$179,980 Land $29,980 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 827 Park Bluff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Park Bluff Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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