827 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 827 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,355 sqft · built 1925
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Owner Names on File
Last Sale	$200,000 (Sep 2002)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-36-108-021`

Property Details

APN / Parcel Number

Primary APN	`09-36-108-021`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,355 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 1925
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	28,750 sqft (0.66 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Deck Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	827 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0077839 LT 27 SUNNYSIDE SUB
Legal Range	08E
Legal Township	45N
Legal Section	36
Legal Subdivision	SUNNYSIDE
Legal Block	108
Legal Lot Number	27
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3030
Census Tract	870702

Owner

The current owner of 827 N River Rd bought it in September 2002.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Owner Names on File
Mailing Address	827 N RIVER RD, MCHENRY, IL 60051-5852

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 27, 2019	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2002 · Amount on File
Deed Sale	Sep 5, 2002 · Amount on File
Deed Document Number	2002R0077839
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	827 N RIVER RD, MCHENRY, IL 60051-5852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001626
Date	Jan 11, 2021
Instrument	2021R0001626

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	827 N RIVER RD, MCHENRY, IL 60051-5852
Document Number	0000030052
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	827 N RIVER RD MCHENRY IL 600515852, MCHENRY, IL 60051-5852

Mortgage

Document Number	0000030052
Date	Sep 13, 2019
Instrument	30052

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$132,910 Land $28,870 Building $104,040	$398,730 Land $86,610 Building $312,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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