827 Memory Ln, Fenton, MO 63026 Property Records

Jefferson County property record for 827 Memory Ln, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 2013
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$286,200 (Jun 2019)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2.0-09.0-0-000-062.04`

Property Details

APN / Parcel Number

Primary APN	`02-2.0-09.0-0-000-062.04`
Alternative APN	`0220090 06204`

Interior

Building Area	1,428 sqft Living Area
Gross Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Split Level
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	784 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	827 MEMORY LN
City	FENTON
State	MO
Zip	63026-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	SALINE CREEK ESTS LOT 4
Legal Range	5E
Legal Township	43N
Legal Section	09
Legal Subdivision	SALINE CREEK ESTS
Legal Block	3
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	3
Census Block	3000
Census Tract	700210

Owner

827 Memory Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	827 MEMORY LN, FENTON, MO 63026-5367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 24, 2019	Warranty Deed, Transfer USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Sep 12, 2016 · Amount on File
Deed Document Number	201918106
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	827 MEMORY LN, FENTON, MO 63026-5367
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 MEMORY LN, FENTON, MO 63026-5367

Mortgage

Document Number	0000001086
Date	Jan 14, 2026
Instrument	2026R-001086

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 24, 2019
Property Address	827 MEMORY LN, FENTON, MO 63026-5367
Document Number	0000018106
Instrument Date	Jun 20, 2019
Instrument	18106
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	82 MEMORY LN FENTON MO 63026, FENTON, MO 63026

Mortgage

Document Number	18107
Date	Jun 24, 2019
Instrument	18107

Lender

Name	USAA FED'L SVGS BK
Address	10750 W INTERSTATE 10, SAN ANTONIO, TX 78288-1600

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 827 Memory Ln was $3,476, up 10.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,400 (-) Land $9,600 Building $38,800	$255,000 (-) Land $50,600 Building $204,400
2025	$3,476.00 (+10.63%)	$48,400 Land $9,600 Building $38,800	$255,000 (-) Land $50,600 Building $204,400
2024	$3,142.00 (+0.16%)		$255,000 (+13.69%) Land $50,600 Building $204,400
2023	$3,137.00	$42,600 Land $7,700 Building $34,900	$224,300 Land $40,700 Building $183,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 827 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Memory Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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