827 Kristen Ct, Bartow, FL 33830 Property Records

Polk County property record for 827 Kristen Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1996
Lot Size	0.282 acres (12,275 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2020)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363484-000120`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363484-000120`
Alternative APNs	`352925363484000120` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,275 sqft (0.282 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	348 sqft
Porch	Screened/Unfinished Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	827 KRISTEN CT
City	BARTOW
State	FL
Zip	33830-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ADDITION PB 102 PG 13 LOT 12
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ADDITION
Legal Tract	363484
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2022
Census Tract	14501

Owner

827 Kristen Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 KRISTEN CT, BARTOW, FL 33830-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR
Feb 8, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	2020271454
Deed Book / Page	11497 / 1009
Prior Transfer Date	Jun 9, 2009
Prior Transfer Doc	0000116287
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2020
Property Address	827 KRISTEN CT, BARTOW, FL 33830-8000
Document Number	0114971009
Book / Page	011497 / 001009
Instrument Date	Dec 11, 2020
Instrument	271454
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 KRISTEN CT BARTOW FL 338308000, BARTOW, FL 33830-8000

Mortgage

Document Number	114971010
Date	Dec 15, 2020
Book Page	011497/001010
Instrument	271455

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 8, 2018
Property Address	827 KRISTEN CT, BARTOW, FL 33830-8000
Document Number	0103910669
Book / Page	010391 / 000669
Instrument Date	Feb 5, 2018
Instrument	29428
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 NW 2ND ST FL, FL

Mortgage

Document Number	103910671
Date	Feb 8, 2018
Book Page	010391/000671
Instrument	29429

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 827 Kristen Ct was $1,666 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,662 (+2.7%)	$214,777 (+1.37%) Land $45,000 Building $169,777
2025	$1,666.00 Homeowner's exemption	$169,096	$211,875 Land $28,000 Building $183,875
2023	$2,046.00 (+3.59%) Homeowner's exemption	$159,544 (+3%)	$216,711 (+16.03%) Land $12,000 Building $204,711
2022	$1,975.00 Homeowner's exemption	$154,897	$186,777 Land $10,000 Building $176,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Kristen Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Kristen Ct is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kristen Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures