827 Independence Dr, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 827 Independence Dr, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.295 acres (12,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2023)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-18-304-016`

Property Details

APN / Parcel Number

Primary APN	`17-09-18-304-016`

Exterior

Lot Area	12,884 sqft (0.295 acres)

Location & Zoning

Street Address	827 INDEPENDENCE DR
City	BOURBONNAIS
State	IL
Zip	60914-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE POINT 11TH ADDN LOT 271 18-31-12E
Legal Subdivision	HERITAGE POINT ADD 11
Legal Lot Number	271
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	1
Census Block	1003
Census Tract	12000

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	827 INDEPENDENCE DR, BOURBONNAIS, IL 60914-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Jun 6, 2018	Deed of Trust, Mortgage · ARM HOMESTAR BANK & FINANCIAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	20238406
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Sep 1, 2023
Property Address	827 INDEPENDENCE DR, BOURBONNAIS, IL 60914-1243
Document Number	0202308406
Instrument Date	Aug 31, 2023
Instrument	202308406
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	KANKAKEE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 INDEPENDENCE DR, BOURBONNAIS, IL 60914-1243

Mortgage

Document Number	0202308407
Date	Sep 1, 2023
Instrument	202308407

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	827 INDEPENDENCE DR, BOURBONNAIS, IL 60914-1243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201806031
Date	Jun 6, 2018
Instrument	201806031

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.99%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00 (+26.26%)	$66,652 (+40.43%) Land $6,956 Building $59,696	$199,956 (+40.43%) Land $20,868 Building $179,088
2024	$3,933.00 (+17.75%)
2023		$47,462 (+5.56%) Land $6,076 Building $41,386	$142,386 (+5.56%) Land $18,228 Building $124,158
2022	$3,340.00 Homeowner's exemption	$44,964 Land $5,856 Building $39,108	$134,892 Land $17,568 Building $117,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Surf Internet.

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