Kent County property record for 827 High St, Chestertown, MD 21620 · Last verified August 2026
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 644 sqft · built 1924 |
| Lot Size | 0.067 acres (2,918 sqft) |
| Owner | Company Name on File |
| Last Sale | $115,000 (Jan 2018) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jul 2018 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004302 |
| Primary APN | 04-004302 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 644 sqft Total Area |
| 1st Floor Area | 644 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,918 sqft (0.067 acres) |
| Canopy | 100 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 004302 |
|---|---|
| Street Address | 827 HIGH ST |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1100 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Legal Description | LOT 1 - 0.067 AC 827 HIGH ST EXT'D CHESTERTOWN |
| Legal Subdivision | LANDS OF SHORE PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950300 |
Source: Kent County records · APN 04-004302
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 RIVERVIEW PL, CHESTERTOWN, MD 21620-2251 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK & TRUST COMPANY |
| Jul 20, 2018 | Loan Modification, Mortgage CHESAPEAKE BK |
| Jan 02, 2018 | Deed, Transfer · Commercial Mortgage CHESAPEAKE BANK & TRUST COMPANY |
| Jan 02, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 07, 2017 | Grant Deed, Transfer · Conventional with PMI JAMES M GILLESPIE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2018 · Amount on Record |
| Deed Sale | Jan 02, 2018 · Amount on Record |
| Prior Sale | Sep 07, 2017 · Amount on Record |
| Deed Document Number | 2018929-254 |
| Deed Book / Page | 929 / 254 |
| Transfer Doc | 0000000132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 827 HIGH ST, CHESTERTOWN, MD 21620-1100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010930146 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 1093/146 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 827 HIGH ST, CHESTERTOWN, MD 21620-1100 |
| Document Number | 0009550283 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0009550283 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 000955/000283 |
| Name | CHESAPEAKE BK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Jan 02, 2018 |
| Property Address | 827 HIGH ST, CHESTERTOWN, MD 21620-1100 |
| Document Number | 0009290254 |
| Book / Page | 0929 / 254 |
| Map Reference | MB MLM 5 FO170 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 0929-254 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 101 RIVERVIEW PL, CHESTERTOWN, MD 21620-2251 |
| Document Number | 0000929260 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 0929-260 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Jan 02, 2018 |
| Property Address | 827 HIGH ST, CHESTERTOWN, MD 21620-1100 |
| Document Number | 0009290269 |
| Book / Page | 000929 / 000269 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 450 CHESTERTOWN MD 216200450, CHESTERTOWN, MD 21620-0450 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Sep 07, 2017 |
| Property Address | 827 HIGH ST, CHESTERTOWN, MD 21620-1100 |
| Document Number | 0009160404 |
| Book / Page | 000916 / 000404 |
| Instrument Date | Sep 05, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 450 CHESTERTOWN MD 216200450, CHESTERTOWN, MD 21620-0450 |
| Document Number | 9160409 |
|---|---|
| Date | Sep 07, 2017 |
| Book Page | 000916/000409 |
| Name | JAMES M GILLESPIE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 06, 2027 |
Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,000 (-0.29%) Land $189,700 Building $49,300 | $239,000 (-0.29%) Land $189,700 Building $49,300 | |
| 2025 | $3,745.00 (+4.61%) | ||
| 2023 | $3,580.00 | $239,700 Land $189,700 Building $50,000 | $239,700 Land $189,700 Building $50,000 |
Source: FEMA National Flood Hazard Layer, Kent County (24029C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240299503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Oct 1980, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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