827 Emory Ct, Merced, CA 95341 Property Records

Merced County property record for 827 Emory Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,559 sqft · built 1979
Lot Size	0.271 acres (11,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Oct 2012)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`059-470-008-000`

Property Details

APN / Parcel Number

Primary APN	`059-470-008-000`
Alternative APN	`059-470-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	11,795 sqft (0.271 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	059-470-008
Street Address	827 EMORY CT
City	MERCED
State	CA
Zip	95341-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED WEST LOT 25
Legal Subdivision	MERCED WEST
Legal Lot Number	25
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1017
Census Tract	1501

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	827 EMORY CT, MERCED, CA 95341-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jul 31, 2018	Quit Claim Deed, Transfer · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2012 · Amount on Record
Deed Sale	Oct 19, 2012 · Amount on Record
Prior Sale	Sep 20, 2004 · Amount on Record
Deed Document Number	201237272
Last Transfer Date	Jul 25, 2018
Transfer Doc	0000023395
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	827 EMORY CT, MERCED, CA 95341-5503
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 EMORY CT, MERCED, CA 95341-5503

Mortgage

Document Number	0000015374
Date	Apr 18, 2022
Instrument	2022015374

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	827 EMORY CT, MERCED, CA 95341-5503
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TIMIOS TITLE CO A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 EMORY CT, MERCED, CA 95341-5503

Mortgage

Document Number	0000002140
Date	Jan 19, 2021
Instrument	2021002140

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 31, 2018
Property Address	827 EMORY CT, MERCED, CA 95341-5503
Document Number	0000023395
Instrument Date	Jul 25, 2018
Instrument	23395
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	827 EMORY CT MERCED CA 953415503, MERCED, CA 95341-5503

Mortgage

Document Number	23396
Date	Jul 31, 2018
Instrument	23396

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$125,590 (+2%) Land $13,809 Building $111,781
2025	$1,391.00 (+7.08%)	$123,129 (+4.04%) Land $13,539 Building $109,590
2023	$1,299.00 (+1.48%)	$118,350 Land $13,014 Building $105,336
2022	$1,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 253 policies
Nearby Flood Policies	253 in force
Nearby Flood Claims	58 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 16 claims Severe Winter Storms And Flooding, Mar 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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