827 Emerald Lakes St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 827 Emerald Lakes St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,666 sqft · built 2023
Lot Size	0.154 acres (6,702 sqft)
Owner	2 Individual Names on File
Last Sale	$557,445 (Dec 2023)
Tax Bill	$5,491 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8071-12-6-00-10`

Property Details

APN / Parcel Number

Primary APN	`8071-12-6-00-10`
Alternative APNs	`0807-11-2-60-010` `R8976705`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,666 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,702 sqft (0.154 acres)
Garage Type	Attached
Garage Area	730 sqft
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8976705
Street Address	827 EMERALD LAKES ST
City	SEVERANCE
State	CO
Zip	80550-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 4 HIDDEN VALLEY FARM 6TH FG
Legal Subdivision	HIDDEN VALLEY FARM 6TH FG
Legal Block	4
Legal Lot Number	10
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2093
Census Tract	2208

Owner

827 Emerald Lakes St is owned and occupied by two individuals who bought it in December 2023.

Source: Weld County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Deed Document Number	20234936780
Record Updated	Sep 20, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Dec 21, 2023
Property Address	827 EMERALD LAKES ST, SEVERANCE, CO 80550-2403
Document Number	0004936780
Instrument Date	Dec 21, 2023
Instrument	4936780
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	827 EMERALD LAKES ST, SEVERANCE, CO 80550-2403

Mortgage

Document Number	0004936781
Date	Dec 21, 2023
Instrument	4936781

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 827 Emerald Lakes St was $5,491, down 7.3% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,700 (-2.1%) Land $5,810 Building $24,890	$501,690 (-) Land $95,000 Building $406,690
2025	$5,491.00 (-7.34%)	$31,360 Land $5,940 Building $25,420	$501,690 Land $95,000 Building $406,690
2024	$5,926.00 (+449.72%)
2023	$1,078.00	$6,620 (+21,966.67%) Land $6,620	$23,736 (+23,170.59%) Land $23,736
2022		$30 Land $30	$102 Land $102

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 827 Emerald Lakes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Emerald Lakes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20