827 E Olive St, Staunton, IL 62088 Property Records

Macoupin County property record for 827 E Olive St, Staunton, IL 62088

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,928 (Jan 2026)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jun 2014 Mortgage Jan 2026 Line of Credit + 1 more
APN	`24-29-477-008`

Property Details

APN / Parcel Number

Primary APN	`24-29-477-008`
Alternative APN	`01-001-749-00`

Exterior

Lot Area	6,370 sqft (0.15 acres)
Lot Dimensions	182 ft deep x 35 ft wide

Location & Zoning

Street Address	827 E OLIVE ST
City	STAUNTON
State	IL
Zip	62088-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 182' OF E 35' LOT 8 BLK 4 PANHORST & VOGES & PT SE SEC 29 - BEG SE COR BLK 4 PANHORST & VOGES, E 25', N 182', W 25', S 182'
Legal Subdivision	PANHORST AND VOGES ADDITION
Legal Block	4
Legal Lot Number	8
Jurisdiction	MACOUPIN IL
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1010
Census Tract	957200

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	744 E OLIVE ST, STAUNTON, IL 62088-1262
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK STAUNTON
Jan 9, 2026	Warranty Deed, Transfer · Line of Credit CONSTITUTION BANK
Jun 21, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	2026621959
Prior Transfer Date	May 24, 2014
Prior Transfer Doc	0000538321
Record Updated	Sep 20, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	827 E OLIVE ST, STAUNTON, IL 62088-1263
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000538322
Date	Jun 5, 2014
Instrument	538322

Lender

Name	FIRST NATIONAL BANK STAUNTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Min Rate At Change	4%
Max Rate At Change	16%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jan 9, 2026
Property Address	827 E OLIVE ST, STAUNTON, IL 62088-1263
Document Number	0000621959
Instrument Date	Jan 8, 2026
Instrument	621959
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	MACON COUNTY TITLE LLC, N COUNTY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	744 E OLIVE ST, STAUNTON, IL 62088-1262

Mortgage

Document Number	0000621960
Date	Jan 9, 2026
Instrument	621960

Lender

Name	CONSTITUTION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.7%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jun 21, 2022
Property Address	827 E OLIVE ST, STAUNTON, IL 62088-1263
Document Number	0000599422
Instrument Date	Jun 17, 2022
Instrument	599422
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15950 VFW RD, 15950, STAUNTON, IL 62088-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 S 5TH ST STE 200, 200, COLUMBIA, MO 65201-4218

Mortgage

Document Number	0000599423
Date	Jun 21, 2022
Instrument	599423

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Staunton Township
Municipality	Staunton City
Unified School District	Staunton Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (+7.15%)	$19,516 (+7%) Land $4,976 Building $14,540	$58,548 (+7%) Land $14,928 Building $43,620
2024	$825.00 (-14.86%)	$18,239 (+15.56%) Land $4,650 Building $13,589	$54,717 (+15.56%) Land $13,950 Building $40,767
2022	$969.00	$15,783 Land $4,024 Building $11,759	$47,349 Land $12,072 Building $35,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2000)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAUNTON serves 5,756 people · EPA ID IL1171050
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2017
Monitoring and Reporting	38 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Fiber · Cable	1,000 / 150
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile.

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