827 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 827 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1940
Square Footage	864 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Garage	Attached, 240 sqft
Occupancy	Owner Occupied
Tax Bill	$1,346.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607482024`
Alternative APN	`64096360748202400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	864 sqft Living Area
Basement Area	864 sqft Basement
Finished Basement	225 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Exterior Material	Siding Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Patio Area	253 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360748202400
Street Address	827 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	24 1 PALMER
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	PALMER'S SUBURBAN LOTS
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2020
Census Tract	80200

Owner

Source: Clay County records · APN 963607482024

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	827 E 4TH ST, SPENCER, IA 51301-5148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2006
Deed Sale	Aug 29, 2006
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,480 (+8.75%) Land $20,400 Building $97,080	$117,480 (+8.75%) Land $20,400 Building $97,080
2024	$1,346.00 (-15.13%)
2023		$108,030 (+20.02%) Land $14,280 Building $93,750	$108,030 (+20.02%) Land $14,280 Building $93,750
2022	$1,586.00 Homeowner's exemption	$90,010 Land $14,280 Building $75,730
2021			$90,010 Land $14,280 Building $75,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.