827 E 28th St, Oakland, CA 94610 Property Records

Alameda County property record for 827 E 28th St, Oakland, CA 94610

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1920
Lot Size	0.066 acres (2,880 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2014)
Tax Bill	$11,999 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-395-47`

Property Details

APN / Parcel Number

Primary APN	`23-395-47`
Alternative APN	`023-0395-047-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1920
Architectural Style	Other
Construction Type	Wood
Lot Area	2,880 sqft (0.066 acres)
Terrain	Gentle Slope

Location & Zoning

Street Address	827 E 28TH ST
City	OAKLAND
State	CA
Zip	94610-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:BELLA VISTA PARK
Legal Subdivision	BELLA VISTA PARK
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	405600

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	827 E 28TH ST, OAKLAND, CA 94610-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	0000259751
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000072455
Record Updated	Jun 8, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 11, 2022
Property Address	827 E 28TH ST, OAKLAND, CA 94610-4014
Document Number	0000072455
Map Reference	MB 6 PG 42
Instrument Date	Mar 17, 2022
Instrument	2022072455
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NOT AVAILABLE, FNTG LENDERS DIRECT

Transaction

Amount	Amount Recorded
Tax	$5,007.10
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 E 28TH ST, OAKLAND, CA 94610-4014

Mortgage

Document Number	0000072456
Date	Apr 11, 2022
Instrument	2022072456

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	827 E 28TH ST, OAKLAND, CA 94610-4014
Document Number	0000131382
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	827 E 28TH ST OAKLAND CA 946104014, OAKLAND, CA 94610-4014

Mortgage

Document Number	0000131382
Date	Jul 10, 2019
Instrument	131382

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,999.00 (-1.32%) Homeowner's exemption	$793,014 (+4.04%) Land $237,904 Building $555,110
2023	$12,160.00 Homeowner's exemption	$762,226 Land $228,668 Building $533,558

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures