827 del Mar Downs Rd, Unit E, Solana Beach, CA 92075 Property Records

San Diego County property record for 827 del Mar Downs Rd, Unit E, Solana Beach, CA 92075

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,344 sqft · built 1974
Lot Size	3.71 acres (161,688 sqft)
Owner	2 Individual Names on File
Last Sale	$1,536,000 (Nov 2025)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`298-260-31-36`

Property Details

APN / Parcel Number

Primary APN	`298-260-31-36`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	161,688 sqft

Location & Zoning

Street Address	827 DEL MAR DOWNS RD, E
City	SOLANA BEACH
State	CA
Zip	92075-2300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HRd
Legal Description	LOT 1 US36PER DOC72-330611&UND INT IN TR 007413
Legal Subdivision	DEL MAR DOWNS
Legal Tract	007413
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17308

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	827 DEL MAR DOWNS RD, SOLANA BEACH, CA 92075-2300
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 17, 2025	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	2025324278
Prior Transfer Date	Aug 11, 2015
Prior Transfer Doc	0000430134
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	827 DEL MAR DOWNS RD UNIT E, E, SOLANA BEACH, CA 92075-2300
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 DEL MAR DOWNS RD E, SOLANA BEACH, CA 92075-2300

Mortgage

Document Number	0000044246
Date	Feb 20, 2025
Instrument	2025-0044246

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2025
Property Address	827 DEL MAR DOWNS RD UNIT E, E, SOLANA BEACH, CA 92075-2300
Document Number	0000324278
Map Reference	MAP 7413
Instrument Date	Nov 3, 2025
Instrument	2025-0324278
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	827 DEL MAR DOWNS RD UNIT E, E, SOLANA BEACH, CA 92075-2300

Mortgage

Document Number	0000324279
Date	Nov 17, 2025
Instrument	2025-0324279

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,535,816 (+98.12%) Land $1,225,000 Building $310,816
2025	$8,982.00 (+4.65%) Homeowner's exemption	$775,181 (+4.04%) Land $598,935 Building $176,246
2023	$8,583.00 (+1.5%) Homeowner's exemption	$745,082 Land $575,679 Building $169,403
2022	$8,456.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	137 units insured incl. 128 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Generate-Ubiquity Holdings Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: California Internet, San Diego Broadband, Ting Fiber.

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