827 Concord Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 827 Concord Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,535 sqft · built 2010
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$609 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`022984-23-3`

Property Details

APN / Parcel Number

Primary APN	`022984-23-3`
Alternative APNs	`1150000031003 00015416` `115-00-00-031.003` `022869223`

Interior

Stories	1 Story
Building Area	2,535 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Lot Area	43,996 sqft (1.01 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	827 CONCORD RD
City	GAFFNEY
State	SC
Zip	29341-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	827 CONCORD RD LT#7 2010 SPLIT FROM #115-031.002 FM THOMAS QUITCLAIM $10
Legal Subdivision	PLAT PREPARED FOR BERTIE P CURTIS
Legal Lot Number	7,2010
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1015
Census Tract	970203

Owner

827 Concord Rd is owned and occupied by an individual who acquired it in August 2018.

Source: Cherokee County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	827 CONCORD RD, GAFFNEY, SC 29341-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage FOUNDERS FCU
Sep 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2018
Transfer Doc	0001061535
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	827 CONCORD RD # 7, 7, GAFFNEY, SC 29341-2908
Document Number	0001172331
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CONCORD RD GAFFNEY SC 293412908, GAFFNEY, SC 29341-2908

Mortgage

Document Number	0001172331
Date	Nov 20, 2019
Book Page	000117/002331
Instrument	5853

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2034

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 11, 2018
Property Address	827 CONCORD RD # 7, 7, GAFFNEY, SC 29341-2908
Document Number	0001061535
Book / Page	000106 / 001535
Instrument Date	Aug 24, 2018
Instrument	4473
Transaction Type	Transfer
Record Updated	Oct 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CONCORD RD GAFFNEY SC 293412908, GAFFNEY, SC 29341-2908

Tax Assessment & Valuation

The 2025 property tax bill for 827 Concord Rd was $609 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$609.00 Homeowner's exemption	$6,900 Land $400 Building $6,500	$172,400 Land $10,000 Building $162,400
2023	$510.00 Homeowner's exemption	$6,900 Land $400 Building $6,500	$172,400 Land $10,000 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Concord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Concord Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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