827 Clan St, Flora, IL 62839 Property Records

Clay County property record for 827 Clan St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 624 sqft · built 1945
Lot Size	0.232 acres (10,117 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2017)
Tax Bill	$971 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-206-019`

Property Details

APN / Parcel Number

Primary APN	`10-26-206-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	10,117 sqft (0.232 acres)
Porch	Porch
Porch Area	105 sqft

Location & Zoning

Street Address	827 CLAN ST
City	FLORA
State	IL
Zip	62839-1015
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ASSESSOR'S SUB DIV E/2 NW NE SEC 26-3-6 SUB LOT 12
Legal Range	06
Legal Township	03
Legal Section	26
Legal Subdivision	ASSESSORS SUB
Legal Lot Number	12
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1018
Census Tract	972100

Owner

827 Clan St, a residential property, is owned and occupied by an individual who bought it in April 2017.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	827 CLAN ST, FLORA, IL 62839-1015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Apr 19, 2017	Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Deed Document Number	2017191468
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	827 CLAN ST, FLORA, IL 62839-1015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D195188
Date	Oct 4, 2018
Instrument	D195188

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 3, 2023

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Apr 19, 2017
Property Address	827 CLAN ST, FLORA, IL 62839-1015
Document Number	D191468
Instrument Date	Apr 11, 2017
Instrument	D191468
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CLAN ST, FLORA, IL 62839-1015

Mortgage

Document Number	D191469
Date	Apr 19, 2017
Instrument	D191469

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 827 Clan St was $971 with a homeowner's exemption, up 69.2% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$971.00 (+69.16%) Homeowner's exemption	$18,689 Land $2,508 Building $16,181	$56,067 Land $7,524 Building $48,543
2024	$574.00
2022	$240.00 (+7.62%) Homeowner's exemption	$14,061 Land $1,800 Building $12,261	$42,183 Land $5,400 Building $36,783
2021	$223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Clan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Clan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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