827 Chestnut St, Clermont, FL 34711 Property Records

Lake County property record for 827 Chestnut St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,883 sqft · built 1991
Lot Size	0.135 acres (5,899 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2018)
Tax Bill	$2,456 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0675-000-00700`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0675-000-00700`
Alternative APN	`3791329`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,899 sqft (0.135 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	579 sqft
Deck Area	Deck Area
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3791329
Street Address	827 CHESTNUT ST
City	CLERMONT
State	FL
Zip	34711-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CLERMONT MARINA COVE SUB LOT 7 PB 41 PG 89 ORB 5072 PG 1940
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT MARINA COVE SUB
Legal Tract	0675
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2021
Census Tract	31313

Owner

827 Chestnut St is owned and occupied by two individuals who bought it in February 2018.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	827 CHESTNUT ST, CLERMONT, FL 34711-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 28, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Oct 25, 2011 · Amount on File
Deed Document Number	201899
Deed Book / Page	5072 / 1940
Prior Transfer Date	Jul 28, 2007
Prior Transfer Doc	0035911087
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	827 CHESTNUT ST, CLERMONT, FL 34711-2911
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 CHESTNUT ST, CLERMONT, FL 34711-2911

Mortgage

Document Number	0056902282
Date	Apr 20, 2021
Book Page	5690/2282
Instrument	2021053649

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 28, 2018
Property Address	827 CHESTNUT ST, CLERMONT, FL 34711-2911
Document Number	0050721940
Book / Page	005072 / 001940
Instrument Date	Feb 27, 2018
Instrument	22899
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	827 CHESNUT ST CLERMONT FL 34711, CLERMONT, FL 34711

Mortgage

Document Number	50721942
Date	Feb 28, 2018
Book Page	005072/001942
Instrument	22900

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,860 (+2.9%)	$317,927 (-) Land $100,000 Building $217,927
2025		$190,340 Land $100,000 Building $90,340	$317,927 Land $100,000 Building $217,927
2024	$2,456.00 (+2.29%)
2023	$2,401.00 (+3.49%) Homeowner's exemption	$179,600 (+3%)	$219,154 (-) Land $39,000 Building $180,154
2022	$2,320.00 Homeowner's exemption	$174,370	$219,154 Land $39,000 Building $180,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Chestnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures