827 Bugle Way, Lakeland, FL 33809 Property Records

Polk County property record for 827 Bugle Way, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,833 sqft · built 1990
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2019)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-18-161215-000030`

Property Details

APN / Parcel Number

Primary APN	`24-27-18-161215-000030`
Alternative APNs	`182724161215000030` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,833 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,833 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	827 BUGLE WAY
City	LAKELAND
State	FL
Zip	33809-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS RUN PB 88 PGS 17 & 18 LOT 3
Legal Range	24E
Legal Township	27S
Legal Section	18
Legal Subdivision	HUNTERS RUN
Legal Tract	161215
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12303

Owner

827 Bugle Way is owned and occupied by two individuals who bought it in September 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 BUGLE WAY, LAKELAND, FL 33809-6610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	May 13, 2014 · Amount on File
Deed Document Number	2019200241
Deed Book / Page	10980 / 2200
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0000082695
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 20, 2019
Property Address	827 BUGLE WAY, LAKELAND, FL 33809-6610
Document Number	0109802200
Book / Page	010980 / 002200
Instrument Date	Sep 19, 2019
Instrument	200241
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	827 BUGLE WAY LAKELAND FL 338096610, LAKELAND, FL 33809-6610

Mortgage

Document Number	109802202
Date	Sep 20, 2019
Book Page	010980/002202
Instrument	200242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 827 Bugle Way was $2,871 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,054 (-1.23%) Land $60,000 Building $199,054	$259,054 (-1.23%) Land $60,000 Building $199,054
2025	$2,871.00 Homeowner's exemption	$262,272 Land $60,000 Building $202,272	$262,272 Land $60,000 Building $202,272
2023	$3,737.00 (+11.05%)	$267,571 (+16.5%) Land $58,000 Building $209,571	$267,571 (+16.5%) Land $58,000 Building $209,571
2022	$3,365.00	$229,674 Land $48,000 Building $181,674	$229,674 Land $48,000 Building $181,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Bugle Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1998–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Bugle Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20