827 96th Ave N, Naples, FL 34108 Property Records

Collier County property record for 827 96th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1979
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2018)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`511000 61 243A28`

Property Details

APN / Parcel Number

Primary APN	`511000 61 243A28`
Alternative APN	`62770560009`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	827 96TH AVE N
City	NAPLES
State	FL
Zip	34108-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 61 LOT 24
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	61
Legal Lot Number	24
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10109

Owner

827 96th Ave N is owned and occupied by two individuals who bought it in April 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 96TH AVE N, NAPLES, FL 34108-2465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 18, 2018	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Dec 9, 2002 · Amount on File
Deed Document Number	20185541707
Deed Book / Page	5499 / 43
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	0049121524
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	827 96TH AVE N, NAPLES, FL 34108-2465
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 96TH AVE N, NAPLES, FL 34108-2465

Mortgage

Document Number	0065083830
Date	Sep 18, 2025
Book Page	6508/3830
Instrument	6731420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	272 Months
Due	May 1, 2048

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	827 96TH AVE N, NAPLES, FL 34108-2465
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 96TH AVE N, NAPLES, FL 34108-2465

Mortgage

Document Number	0062771085
Date	Aug 11, 2023
Book Page	6277/1085
Instrument	6439740

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	May 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	827 96TH AVE N, NAPLES, FL 34108-2465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 96TH AVE N, NAPLES, FL 34108-2465

Mortgage

Document Number	0058601368
Date	Dec 15, 2020
Book Page	5860/1368
Instrument	5969619

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ALPAUGH, CA 93201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 18, 2018
Property Address	827 96TH AVE N, NAPLES, FL 34108-2465
Document Number	0054990043
Book / Page	5499 / 0043
Map Reference	MB3 PG14
Instrument Date	Apr 16, 2018
Instrument	5541707
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SUMMIT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	827 96TH AVE N, 827, NAPLES, FL 34108-2465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 96TH AVE N, NAPLES, FL 34108-2465

Mortgage

Document Number	0005541708
Date	Apr 18, 2018
Instrument	5541708

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 827 96th Ave N was $2,281 with a homeowner's exemption, up 2.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,147 (+2.7%)	$452,411 (+2.85%) Land $394,875 Building $57,536
2025	$2,281.00 (+2.56%) Homeowner's exemption	$249,413	$439,869 Land $351,000 Building $88,869
2024	$2,224.00 (+1.37%)
2023	$2,194.00 (-1.66%) Homeowner's exemption	$235,324 (+3%)	$557,451 (+47.85%) Land $496,125 Building $61,326
2022	$2,231.00 Homeowner's exemption	$228,470	$377,039 Land $295,904 Building $81,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 96th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	38 (1982–2022)
Claims Outside the SFHA	16 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 96th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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