827 10th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 827 10th St N, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,710 sqft · built 1912
Lot Size	0.068 acres (2,999 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jul 2023)
Tax Bill	$2,700 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0110-01860`

Property Details

APN / Parcel Number

Primary APN	`090-0110-01860`
Alternative APNs	`1111612` `1150935`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,710 sqft Gross Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Metal
Construction Type	Frame
Lot Area	2,999 sqft (0.068 acres)
Garage Area	432 sqft
Deck Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1150935
Street Address	827 10TH ST N
City	VIRGINIA
State	MN
Zip	55792-2214
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0030 BLOCK:007 SERIAL #
Legal Subdivision	NORTH SIDE ADD TO VIRGINIA
Legal Block	7
Legal Lot Number	30
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1016
Census Tract	13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	827 10TH ST N, VIRGINIA, MN 55792-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 24, 2021	Special Warranty Deed, Transfer TITLE 365
Sep 15, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	20231469508
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 7, 2023
Property Address	827 10TH ST N, VIRGINIA, MN 55792-2214
Document Number	0001469508
Instrument Date	Jun 26, 2023
Instrument	1469508
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 10TH ST N, VIRGINIA, MN 55792-2214

Mortgage

Document Number	0001469509
Date	Jul 7, 2023
Instrument	1469509

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year TN
Margin	2
Max Rate	11%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2021
Property Address	827 10TH ST N, VIRGINIA, MN 55792-2214
Document Number	0001417418
Instrument Date	Jun 3, 2021
Instrument	1417418
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$131.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	806 9TH AVE N, SARTELL, MN 56377-2246

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	ST LOUIS MN
Recording Date	Sep 15, 2020
Property Address	827 10TH ST N, VIRGINIA, MN 55792-2214
Document Number	00A1390536
Instrument Date	Sep 10, 2020
Instrument	A1390536
Transaction Type	Foreclosure
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,700.00 (+8.09%) Homeowner's exemption
2025	$2,498.00 (-0.79%) Homeowner's exemption	$93,500 (+15.86%) Land $3,300 Building $90,200	$93,500 (+15.86%) Land $3,300 Building $90,200
2024	$2,518.00 (+4.83%)	$80,700 (+43.85%) Land $3,100 Building $77,600	$80,700 (+43.85%) Land $3,100 Building $77,600
2023	$2,402.00 Homeowner's exemption
2022		$56,100 (+7.27%) Land $3,100 Building $53,000	$56,100 (+7.27%) Land $3,100 Building $53,000
2021		$52,300 Land $2,700 Building $49,600	$52,300 Land $2,700 Building $49,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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