8265 Carmel Cir, Foley, AL 36535 Property Records

Baldwin County property record for 8265 Carmel Cir, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,811 sqft · built 2021
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2021)
Tax Bill	$940 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-05-21-2-001-001.107`

Property Details

APN / Parcel Number

Primary APN	`61-05-21-2-001-001.107`
Alternative APNs	`297976` `382685`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,811 sqft Heated Area
1st Floor Area	1,811 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	382685
Street Address	8265 CARMEL CIR
City	FOLEY
State	AL
Zip	36535-6938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' X 115' LOT 103 BELLA VISTA SUBDIVISION SLIDE 2302-B IN CITY OF FOLEY SEC 21-T8S-R4E (WD)
Legal Subdivision	BELLA VISTA SUB
Legal Lot Number	103
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2045
Census Tract	11411

Owner

8265 Carmel Cir is owned and occupied by an individual who bought it in August 2021.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8265 CARMEL CIR, FOLEY, AL 36535-6938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Construction Mortgage BRYANT BANK
Aug 9, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BRYANT BANK
Oct 3, 2018	Quit Claim Deed, Transfer CLEARING TITLE
Oct 6, 2017	Deed with Mortgage, Transfer BELLA 100 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Deed Document Number	20211934766
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	8265 CARMEL CIR, FOLEY, AL 36535-6938
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001904899
Date	Apr 9, 2021
Instrument	1904899

Lender

Name	BRYANT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 9, 2021
Property Address	8265 CARMEL CIR, FOLEY, AL 36535-6938
Document Number	0001934766
Map Reference	SL 2302B
Instrument Date	Aug 3, 2021
Instrument	1934766
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22474 BEAVER CREEK LN, ORANGE BEACH, AL 36561-5816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8265 CARMEL CIR, FOLEY, AL 36535-6938

Mortgage

Document Number	0001934767
Date	Aug 9, 2021
Instrument	1934767

Lender

Name	BRYANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 3, 2018
Property Address	8265 CARMEL CIR, FOLEY, AL 36535-6938
Document Number	0001723027
Instrument Date	Sep 27, 2018
Instrument	1723027
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	CLEARING TITLE

Transaction

Amount	Amount on Record
Tax	$0.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15011 BEASTER RD FOLEG AL 36555, FOLEG, AL 36555

October 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BALDWIN AL
Recording Date	Oct 6, 2017
Property Address	8265 CARMEL CIR, FOLEY, AL 36535-6938
Instrument Date	Oct 2, 2017
Instrument	1659610
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15011 BEASLEY RD FOLEY AL 365358794, FOLEY, AL 36535-8794

Mortgage

Document Number	0001659610
Date	Oct 6, 2017
Instrument	1659610

Lender

Name	BELLA 100 LLC
Address	PO BOX 904, GULF SHORES, AL 36547-0904

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2022

Interest

Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 8265 Carmel Cir was $940 with exemptions applied.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00	$36,200 Land $5,000 Building $31,200	$362,000 Land $50,000 Building $312,000
2023	$900.00 (+53.06%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$34,680 (+51.18%)	$346,700 (+51.27%) Land $35,500 Building $311,200
2022	$588.00 (+374.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$22,940	$229,200 Land $23,900 Building $205,300
2021	$124.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8265 Carmel Cir in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	42 (1998–2021)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Hurricane Ivan, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8265 Carmel Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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