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82640 Cray Mill Dr, Indio, CA 92203 Property Records

Riverside County property record for 82640 Cray Mill Dr, Indio, CA 92203 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,024 sqft · built 2006
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Jun 2017)
Tax Bill$7,894 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN692-560-010

Property Details

APN / Parcel Number

Primary APN692-560-010

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,024 sqft Living Area
Gross Area3,665 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialTile
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area641 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number692560010
Street Address82640 CRAY MILL DR
CityINDIO
StateCA
Zip92203-3860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.17 ACRES M/L IN LOT 10 MB 402/070 TR 32402
Legal Tract32402
Legal Lot Number10
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1001
Census Tract45305

Owner

Source: Riverside County records · APN 692-560-010

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address82640 CRAY MILL DR, INDIO, CA 92203-3860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 13, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2017 · Amount on Record
Deed SaleJun 13, 2017 · Amount on Record
Prior SaleMay 17, 2012
Deed Document Number2017-0236155
Record UpdatedJun 07, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address82640 CRAY MILL DR, INDIO, CA 92203-3860
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyMEMBERS TITLE LLC, MEMBERS TITLE OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address82640 CRAY MILL DR, INDIO, CA 92203-3860

Mortgage

Document Number0000298207
DateOct 10, 2023
Instrument2023-0298207
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address82640 CRAY MILL DR, INDIO, CA 92203-3860
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address82640 CRAY MILL DR, INDIO, CA 92203-3860

Mortgage

Document Number0000290669
DateMay 11, 2021
Instrument2021-0290669
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term316 Months
DueSep 01, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 13, 2017
Property Address82640 CRAY MILL DR, INDIO, CA 92203-3860
Document Number0000236155
Map ReferenceMB 402 PG 70-89
Instrument DateJun 06, 2017
Instrument2017-0236155
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address82640 CRAY MILL DR, INDIO, CA 92203-3860

Mortgage

Document Number0000236156
DateJun 13, 2017
Instrument2017-0236156
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,894.00 (+3.81%)$350,543 (+5.1%) Land $86,747 Building $263,796
2023$7,604.00 (+1.88%)$333,533 Land $83,380 Building $250,153
2022$7,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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