82620 C St, Hermiston, OR 97838 Property Records

Umatilla County property record for 82620 C St, Hermiston, OR 97838

Property Summary

Property Type	Commercial
Details	3 bd · 3 ba · 2,950 sqft · built 1977
Lot Size	0.381 acres (16,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2023)
Tax Bill	$4,768 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2022 Second Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`5N2915AB01504`

Property Details

APN / Parcel Number

Primary APN	`5N2915AB01504`
Alternative APNs	`127515.00` `127515`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,950 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	650 sqft
Unfinished Basement	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1999
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	16,583 sqft (0.381 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	394 sqft
Patio Area	394 sqft
Shed	1 Shed
Shed Area	100 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	127515
Street Address	82620 C ST
City	HERMISTON
State	OR
Zip	97838-7300
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-2
Legal Description	HAT ROCK TRACTS BLOCK: 6 LOT: 6
Legal Range	29
Legal Township	05N
Legal Section	15
Legal Subdivision	HAT ROCK TRACTS
Legal Block	6
Legal Lot Number	6
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1025
Census Tract	950800

Owner

Source: Umatilla County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82620 C ST, HERMISTON, OR 97838-7300
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	20235745
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Aug 21, 2023
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Document Number	20230005745
Instrument Date	Aug 16, 2023
Instrument	2023-0005745
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	82620 C ST, HERMISTON, OR 97838-7300

Mortgage

Document Number	20230005746
Date	Aug 21, 2023
Instrument	2023-0005746

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82620 C ST, HERMISTON, OR 97838-7300

Mortgage

Document Number	20227350064
Date	Jan 14, 2022
Instrument	2022-7350064

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217210326
Date	May 14, 2021
Instrument	2021-7210326

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Aug 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217180137
Date	Mar 29, 2021
Instrument	2021-7180137

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20176530441
Date	Jan 17, 2017
Instrument	2017-6530441

Lender

Name	BANNER BANK
Type	Bank
Address	HERMISTON, OR 97838

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UMATILLA OR
Recording Date	Aug 3, 2018
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Document Number	20186750174
Instrument Date	Aug 3, 2018
Instrument	2018-6750174
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82620 C ST, HERMISTON, OR 97838-7300

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Aug 11, 2017
Property Address	82620 C ST, HERMISTON, OR 97838-7300
Document Number	20176610429
Instrument Date	Aug 10, 2017
Instrument	2017-6610429
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82620 C ST, HERMISTON, OR 97838-7300

Mortgage

Document Number	20176610430
Date	Aug 11, 2017
Instrument	2017-6610430

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Hermiston School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 (+2.32%)	$307,570 (+6.08%) Land $81,600 Building $225,970	$646,360 (-2.32%) Land $163,250 Building $483,110
2023	$4,660.00 (+3.49%)	$289,930 (+3%) Land $76,920 Building $213,010	$661,740 (+11.81%) Land $170,750 Building $490,990
2022	$4,503.00	$281,490	$591,860 Land $147,000 Building $444,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAT ROCK WATER COMPANY private · serves 150 people · EPA ID OR4101309
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	Coliform assessment Jul 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Blue Mountain Net Fixed Wireless	100 / 50
CenturyLink DSL	60 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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