Monroe County property record for 8261 River Oaks Ct, Temperance, MI 48182 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 19,661 sqft (0.451 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $59,900 (2017) |
| Tax Bill | $2,322.00 (2025) |
| Primary APN | 02-653-038-00 |
|---|
| Lot Area | 19,661 sqft (0.451 acres) |
|---|
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 8261 RIVER OAKS CT |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-8204 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT OAK CREEK PLAT 2 LOT #38 |
| Legal Subdivision | OAK CREEK |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE MI |
| Minor Civil Division | BEDFORD |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 833800 |
Source: Monroe County records · APN 02-653-038-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8261 RIVER OAKS CT, TEMPERANCE, MI 48182-8204 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jul 04, 2018 | Loan Modification, Mortgage DIRECTIONS CU |
| Sep 26, 2017 | Deed of Trust, Mortgage DIRECTIONS CU |
| May 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Deed Doc Number | 201711332 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 01, 2026 |
| Property Address | 8261 RIVER OAKS CT, TEMPERANCE, MI 48182-8204 |
| Document Number | 0000011645 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202611645 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8261 RIVER OAKS CT, TEMPERANCE, MI 48182-8204 |
| Document Number | 0000011645, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 202611645 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 8261 RIVER OAKS CT, TEMPERANCE, MI 48182-8204 |
| Document Number | 0000013428 |
| Instrument Date | Jul 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 8261 RIVER OAKS CT TEMPERANCE MI 481828204, TEMPERANCE, MI 48182-8204 |
| Document Number | 0000013428 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 13428 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | SYLVANIA, OH 43560 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 8261 RIVER OAKS CT, TEMPERANCE, MI 48182-8204 |
| Document Number | 0000019636 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | MIDLAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 8141 BAY CT TEMPERANCE MI 481829157, TEMPERANCE, MI 48182-9157 |
| Document Number | 0000019636 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 19636 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 25, 2017 |
| Property Address | 8261 RIVER OAKS CT, TEMPERANCE, MI 48182-8204 |
| Document Number | 0000011332 |
| Instrument Date | May 04, 2017 |
| Instrument | 11332 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | LOUISVILLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9102 CASTIEBURY DR TEMPERANCE MI 48182, TEMPERANCE, MI 48182 |
| Document Number | 11333 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 11333 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 24, 2020 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,900 (+9.66%) | $501,800 (+9.66%) | |
| 2025 | $2,322.00 (-53.64%) Homeowner's exemption | $228,800 (+17.09%) Land $228,800 | $457,600 (+17.09%) Land $457,600 |
| 2023 | $5,009.00 Homeowner's exemption | $195,400 | $390,800 |
8261 River Oaks Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (26115C), updated September 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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