Lake County property record for 8261 Harbor Dr, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1955 |
| Lot Size | 0.447 acres (19,458 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jul 2024) |
| Tax Bill | $7,631 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-D-099-D-00-015-0 |
| Primary APN | 16-D-099-D-00-015-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 1,044 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,458 sqft (0.447 acres) |
| Lot Dimensions | 278 ft deep x 70 ft wide |
| View / Lot | Central Business District |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 216 sqft |
| Patio Area | 816 sqft |
| Utility Building | 32 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8261 HARBOR DR |
|---|---|
| City | MENTOR |
| State | OH |
| Zip | 44060-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | LOT 1, 2 & 3 TRACT 12 |
| Legal Subdivision | MENTOR HARBOR NO. 1 |
| Legal Tract | 12 |
| Legal Block | 1 |
| Legal Lot Number | 328 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 202800 |
Source: Lake County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Oct 29, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Apr 4, 2017 | Loan Modification, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on Record |
| Deed Sale | Jul 18, 2024 · Amount on Record |
| Prior Sale | Sep 23, 2020 · Amount on Record |
| Deed Document Number | 202413860 |
| Prior Transfer Date | Jun 13, 1979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 5, 2026 |
| Property Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Document Number | 0000017574 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202617574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Document Number | 0000017574, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202617574 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 23, 2020 |
| Property Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Document Number | 0000027337 |
| Map Reference | VOL 11 PG 52 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020R027337 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | CLEVELAND COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Document Number | 0000027338 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020R027338 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 29, 2019 |
| Property Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Document Number | 0000026575 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 26575 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,054.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 CLIFTON POINTE LAKEWOOD OH 441073194, LAKEWOOD, OH 44107-3194 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8261 HARBOR DR, MENTOR, OH 44060-1411 |
| Document Number | 0000025853 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8261 HARBOR DR MENTOR OH 440601411, MENTOR, OH 44060-1411 |
| Document Number | 0000025853 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 25853 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,600 (+51.96%) Land $52,410 Building $59,190 | $318,830 (+51.95%) Land $149,730 Building $169,100 | |
| 2023 | $7,631.00 (+108.38%) Homeowner's exemption | $73,440 (-) Land $28,680 Building $44,760 | |
| 2022 | $3,662.00 | $73,440 Land $28,680 Building $44,760 | |
| 2021 | $209,820 Land $81,940 Building $127,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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